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| Learn how to use *894# to request your First Bank account number and receive the details through SMS. |
How to Check Your First Bank Account Number via SMS (2026 Guide)
To check your First Bank account number via SMS, dial `*894#` from your registered phone number, select "Enquiry Service," then "Account Number Enquiry," enter your 5-digit USSD PIN, and your account number arrives instantly as a text message.
Why This Method Works "Via SMS"
Unlike checking your balance or account number directly on a USSD screen, First Bank's Account Number Enquiry service delivers the result as a text message rather than displaying it in the USSD pop-up — which is exactly why this method is described as checking "via SMS."
Step-by-Step: Check Your Account Number via SMS
1. Dial`*894#` on the phone number registered to your First Bank account.
2. Select Enquiry Service (option 7).
3. Select Account Number Enquiry (option 3).
4. Enter your 5-digit USSD PIN when prompted.
5. Wait a few seconds — your First Bank account number arrives via SMS to your registered number.
Don't have a USSD PIN yet? You'll need to register first — see our complete First Bank USSD code guide for the activation steps.
Alternative SMS Method (NUBAN Request)
Some guides describe a direct SMS request method:
1. Compose a new text message.
2. Type "NUBAN" followed by a space, then the last 4 digits of your First Bank ATM card.
3. Send it to 08076664444.
4. You should receive your account number by SMS reply within a minute.
A note of caution: We could not independently confirm this second method against First Bank's own official channels, so if it doesn't work for you, rely on the `*894#` method above, which is more consistently documented.
What This Service Costs
Based on standard Nigerian USSD banking charges:
- - ₦6.98 — the standard CBN-mandated USSD session fee (applies to all banks)
- - An additional small fee may apply specifically for the Account Number Enquiry request itself
Exact fees can change, so if cost is a concern, confirm what's charged after your first attempt via your alert SMS or the `*894#` menu itself, rather than relying on a fixed figure here.
Other Ways to Find Your First Bank Account Number
If SMS isn't working for you, or you'd rather avoid the small fee:
- - FirstMobile App: Log in → check your Profile or Account Information section — this method is completely free.
- - FirstOnline Internet Banking: Log in at `ibank.firstbanknigeria.com` → your account number displays on the dashboard.
- - Old Alert SMS: Scroll through previous First Bank transaction alerts — your account number is often included.
- - Branch Visit: Visit any First Bank branch with a valid ID for manual confirmation.
For the full breakdown of every method, see our FirstOnline internet banking guide
Troubleshooting
| Issue | Likely Cause | Fix |
|---|---|---|
| No SMS received | Network delay | Wait a few minutes; check your inbox again |
| Service unavailable" | Unregistered phone number | Use only the number linked to your account |
| PIN not accepted | Forgotten USSD PIN | Reset via *894# → Reset PIN, using your debit card |
| Menu options differ from steps above | First Bank periodically updates its USSD menu | Browse the full *894# menu manually to locate "Enquiry Service" |
- What Is the USSD Code for First Bank? Complete Guide
- FirstMobile App: Download, Register & Use First Bank's Official Mobile App
- First Bank Customer Care Number: Phone, WhatsApp & Emergency Block Code
Frequently Asked Questions
How do I check my First Bank account number via SMS?
Dial `*894#`, select Enquiry Service, then Account Number Enquiry, enter your PIN, and your account number arrives by SMS.
Is there a charge for this service?
Yes, the standard ₦6.98 USSD fee applies, plus a small additional enquiry fee.
What if I don't have a USSD PIN set up?
Register first by dialing `*894#` and following the registration prompts with your debit card.
Can I check my account number without airtime?
No — a small airtime balance is needed to cover the USSD session charge.
Conclusion
Checking your First Bank account number via SMS takes under a minute once your USSD profile is active — just dial `*894#`, navigate to Account Number Enquiry, and the number lands in your inbox. If you'd rather avoid the small fee, the FirstMobile app gives you the same information for free.
- First Bank Official Website — for confirming current USSD menu structure and fees
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