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| Learn how to download and register FirstMobile, then use its banking features securely for everyday transactions on your smartphone. |
FirstMobile App: Download, Register & Use First Bank's Official Mobile App (2026)
FirstMobile is First Bank of Nigeria's official mobile banking app, used by over 6 million customers to transfer money, pay bills, apply for loans, and manage accounts directly from a smartphone — no branch visit required. Here's how to download it, set it up, and get the most out of its features.
What Is FirstMobile?
FirstMobile is FirstBank's flagship digital banking app, alongside the bank's other channels like FirstOnline (internet banking) and `*894#` USSD banking. According to First Bank's official digital banking page, the app currently serves over 6 million users.
How to Download the FirstMobile App
- - Android: Search "FirstMobile" on the Google Play Store, or download directly here.
- - iPhone: Search "FirstMobile" on the Apple App Store, or download directly here.
Safety tip: Only download from these official stores. Avoid any APK links shared via WhatsApp or Telegram claiming to be "FirstMobile" — these are not official.
How to Register on FirstMobile
For Existing First Bank Customers
1. Open the app after installing it.
2. Select Register.
3. Enter your ATM card number and PIN (Verve or Naira Mastercard).
4. An OTP will be sent to your registered phone number — enter it in the app.
5. Create your MPIN (Mobile Personal Identification Number, 4–6 digits) — this secures your login and transactions.
6. Set up biometric authentication (fingerprint or Face ID) for faster, more secure logins.
For New Customers (No Existing Account)
FirstMobile supports end-to-end account opening directly in the app — you can open a Tier 1, 2, or 3 account, or a current account, without visiting a branch, using just your smartphone and valid ID.
Linking Your NIN (Now Required)
A 2025–2026 update made NIN linkage available directly within the app. Following the Central Bank of Nigeria's broader KYC enforcement push, linking your NIN has become functionally mandatory for continued full access to your account — go to Settings → NIN/BVN Update within the app to complete this if you haven't already.
Key Features of FirstMobile
Per First Bank's official feature list, recent upgrades include:
- - Automated Target Savings — set and track savings goals
- - Scheduled Payments — automate recurring transfers or bill payments
- - FX Sales — Dollar-to-Naira conversion directly in the app
- - FirstNote — an in-app investment feature
- - QR Payments — contactless payments via QR code
- - Card Management — freeze/unfreeze cards, set limits, request replacements
- - Self-Service Limit Enhancement — request higher transaction limits without visiting a branch
- - Loan Pre-Liquidation — manage First Advance loan repayments early, in-app
Everyday Uses: Transfers, Airtime, and Bills
Once registered, FirstMobile lets you:
- - Transfer to First Bank or other Nigerian bank accounts
- - Buy airtime and data for yourself or others
- - Pay bills (electricity, cable TV, and more)
- - Apply for short-term loans like First Advance directly through the app
Emergency: Blocking Your Account
If your phone is lost or stolen, First Bank's official site confirms you can dial`*894*911#` to block your number/account from any phone — do this immediately, then follow up with customer care.
- What Is the USSD Code for First Bank? Complete Guide
- First Bank Account Balance Check Code 2026: The Ultimate Guide
Troubleshooting Common Issues
| Issue | Likely Cause | Fix |
|---|---|---|
| OTP not received | Network delay or wrong registered number | Wait a few minutes; confirm your number matches bank records |
| Login fails after MPIN reset | App cache issue | Clear app cache or reinstall, then log in again |
| NIN linkage fails | Mismatched personal details | Ensure your NIN details match your bank KYC records exactly |
| Biometric login not working | Device sensor issue | Re-register your fingerprint/Face ID in phone settings, then in-app |
Frequently Asked Questions
Is FirstMobile the official First Bank app?
Yes — it's First Bank of Nigeria's official mobile banking app, alongside FirstOnline and USSD banking.
Can I open a First Bank account without visiting a branch?
Yes — FirstMobile supports full end-to-end digital account opening for new customers.
Do I need to link my NIN on FirstMobile?
Yes, this has become functionally mandatory following CBN's KYC enforcement requirements.
How do I block my account if my phone is stolen?
Dial `*894*911#` from any phone.
Conclusion
FirstMobile brings First Bank's full banking suite — transfers, savings, investments, loans, and card management — into one app used by millions of Nigerians. Download only from official app stores, complete your NIN linkage, and set up biometrics for the smoothest experience.
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