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| How to Become an MTN MoMo Agent and Earn in 2025 |
Want to earn daily by helping people send money and recharge airtime? In 2025, MTN MoMo Agent business is one of the easiest ways to make money in Nigeria with low setup costs. Here’s a full guide to becoming a registered MoMo Agent, requirements, commissions, and how to get your free POS device.
Who Is an MTN MoMo Agent?
An MTN MoMo Agent is a business owner authorized to:
- Send & receive money
- Sell airtime and data
- Pay bills (DSTV, PHCN, etc.)
- Help customers register for MoMo wallet
- Process deposits and withdrawals
MoMo Agents are paid commissions for every transaction they perform.
Requirements to Become a MoMo Agent (2025)
To register, you’ll need:
- Valid ID (National ID, NIN Slip, Voter’s Card, Driver’s License)
- Utility Bill (NEPA, Water, Rent – not older than 3 months)
- Passport Photo
- 1 MTN SIM (active)
- Startup capital (₦10,000 to ₦50,000 suggested)
- Business location (preferably with foot traffic)
How to Register as an MTN MoMo Agent in 2025
Method 1: Online Registration
- Visit: https://momoagent.com.ng
- Click on “Become an Agent”
- Fill in your personal and business information
- Submit documents and wait for approval
Method 2: Walk-In Registration
- Visit the nearest MTN service center or MoMo agent aggregator
- Submit your application manually with documents
MTN MoMo Agent USSD Code & App
Once approved:
- Dial
*502#to access your agent dashboard - Download the MoMo Agent App from Play Store
MoMo Agent Commission Rates in 2025
| Transaction Type | Commission Range |
|---|---|
| Airtime Recharge (₦100–₦10,000) | 2% – 4% |
| Cash Withdrawal | ₦20 – ₦100 per withdrawal |
| MoMo to Bank Transfer | ₦10 – ₦50 per transfer |
| Cable TV & Bills | 1% – 2.5% per payment |
You earn on each transaction made via your wallet or app.
How to Get MTN MoMo POS (Optional)
To qualify for a free POS device:
- Be an active agent for 30+ days
- Meet the transaction volume target (set by MTN aggregator)
- Apply via your MoMo aggregator or MTN dealer
You may also rent or buy a POS device from fintech partners if you want to offer card payments.
