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| How Many Customers Does Opay Have in 2025? |
If you're wondering how many customers Opay has in 2025, you're not alone. As one of Nigeria's fastest-growing fintech companies, Opay has become a household name, thanks to its digital wallet, POS machines, and seamless mobile banking services. Understanding its user base offers insight into just how deeply Opay has penetrated the Nigerian financial market and beyond.
Opay’s Total Registered Customers
As of 2025, Opay has over 50 million registered customers across Nigeria and other parts of Africa. This figure includes both individuals using the Opay app and merchants operating through Opay’s agent and business platforms.
In Nigeria alone, Opay accounts for over 40 million users, making it one of the top three fintech apps in the country. This massive customer base reflects the trust Nigerians place in Opay for everyday transactions, including money transfers, bill payments, and online purchases. To explore Opay’s most used services, visit the official Opay website.
Daily Active Users and App Engagement
Out of the 50 million registered customers, more than 10 million are active daily users. These users access the Opay app regularly for various services, from funding wallets to checking balances and transferring funds via the Opay USSD code, especially useful for users without smartphones or stable internet.
Such high engagement is supported by Opay’s user-friendly interface, real-time transaction updates, and responsive customer service, which helps retain its loyal user base.
Agent Network and Merchant Growth
Beyond individual users, Opay’s customer count also includes its extensive merchant and agent network. As of 2025:
- Over 500,000 Opay agents operate across Nigeria.
- More than 1 million merchants use Opay for transactions and POS services.
This large network has expanded Opay’s reach into rural and urban areas, supporting both digital and cash-based transactions. For entrepreneurs interested in tapping into this network, the Opay Business App is a powerful tool to manage POS operations, commissions, and customer relations.
What’s Driving Opay’s User Growth?
Several factors have contributed to Opay’s rapid increase in customer numbers:
- Accessibility: The app supports Android and iOS devices, and USSD functionality caters to users without internet access.
- Affordability: Opay offers low or zero transaction fees, attracting millions of customers tired of high bank charges.
- Reliability: Fast transactions and instant alerts make it a dependable platform for everyday use.
- Funding Support: Since its launch in Nigeria in 2018, Opay has raised hundreds of millions of dollars in funding, including a $400 million round led by SoftBank in 2021, which helped expand its infrastructure.
Opay’s Ranking Among Competitors
Opay competes with other fintech platforms like Palmpay, Kuda, and Moniepoint. However, with over 50 million users and a vast physical presence, Opay holds a dominant share of the mobile money market in Nigeria. Its performance in 2025 continues to place it ahead of many competitors in both user count and transaction volume.
So, how many customers does Opay have in 2025? The answer is clear: Over 50 million users, including millions of daily active customers, hundreds of thousands of agents, and over a million merchants. These numbers underline Opay's status as one of Nigeria’s most trusted and widely-used digital financial platforms.
Whether you're planning to open an Opay account, become a POS agent, or use it for personal transactions, rest assured you're joining a platform trusted by millions nationwide.
