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| Check your Access Bank balance quickly with *901#, the mobile app, internet banking, or SMS alerts. |
To check your Access Bank account balance, dial `*901#` from your registered phone number, select "Check Balance" from the menu, and enter your 4-digit PIN. Your available balance displays instantly — no internet connection needed.
Method 1: Check Balance via USSD (*901#)
1. Dial `*901#` on the phone number registered to your Access Bank account.
2. Select the Check Balance option from the menu that appears.
3. Enter your 4-digit USSD PIN when prompted.
4. Your balance displays on-screen immediately.
A note on shortcuts: You may see shortcuts like `*901*5#` or `*901*00#` mentioned elsewhere online for a faster balance check. These shortcuts have changed over time and vary depending on which sources you check, so the safest, most reliable method is always the full menu route above — dial `*901#` and follow the prompts, since the main menu structure stays consistent even when shortcut numbers shift.
If You Haven't Activated USSD Banking Yet
Before you can check your balance via USSD, you need to activate the service:
1. Dial `*901#`.
2. Follow the prompts to register — you'll need your debit card (the last 6 digits) and your registered phone number.
3. Create a 4-digit PIN when prompted.
4. Once activated, you can immediately use `*901#` for balance checks and other transactions.
Method 2: Check Balance via the Access Bank Mobile App
1. Download the Access Bank Mobile App (formerly ACCESS MORE) from Google Play or the Apple App Store.
2. Log in with your username/password or biometrics (fingerprint/Face ID).
3. Your account balance displays on the home dashboard.
Advantage over USSD: The app also shows your recent transaction history, useful if you need more than just the current balance.
Method 3: Check Balance via Internet Banking
1. Visit Access Bank's official Internet Banking portal.
2. Log in with your credentials.
3. Your balance and account details display on the dashboard.
This method is useful for corporate account holders or anyone who needs to download an account statement.
Method 4: SMS Alerts
If you have SMS alerts enabled on your account, Access Bank sends a balance notification after every debit or credit transaction. Scroll through your recent messages from Access Bank's sender ID to see your last known balance without dialing anything.
How to Check Your Access Bank Account Number
If you don't know your account number:
- - Via USSD: Dial `*901#` and look for an "My Account" or account details option in the menu.
- - Via the App: Your account number displays on your profile/dashboard once logged in.
- - Via your debit card or old alert SMS: Your account number is often included in transaction alert messages.
- - Via a branch visit: Any Access Bank branch can confirm your account number with valid ID.
Common Access Bank USSD Codes at a Glance
| Action | Code |
|---|---|
| Main Menu | *901# |
| Activate USSD Banking | *901# → follow registration prompts |
| Check Balance | *901# → select Check Balance |
| Transfer to Access Bank Account | *901# → select Transfer |
| Transfer to Other Banks | *901# → select Transfer → Other Banks |
| Buy Airtime | *901# → select Airtime |
| Block Account/Card (Emergency) | *901# → select Block Account, or check your alert SMS for a dedicated emergency code |
Note: Exact shortcut digits after `*901*` for specific actions vary across sources and may be updated by Access Bank periodically — the menu-based route above works reliably regardless of these changes.
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Troubleshooting
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| Issue | Likely Cause | Fix |
|---|---|---|
| "Service unavailable" | Network issue | Restart your phone, try again shortly |
| PIN not accepted | Forgotten or mistyped PIN | Use the reset option in the *901# menu, or reset via the app |
| Code doesn't recognize you | Unregistered phone number | Ensure you're dialing from the number linked to your account |
| No balance shown | Session timeout | Redial and complete the prompts without long pauses |
Frequently Asked Questions
What is the Access Bank USSD code?
`*901#` — dial it and follow the menu prompts for balance checks, transfers, and more.
Can I check my Access Bank balance without airtime?
USSD sessions typically require a small amount of airtime for the network's session charge — keep at least a small balance available.
How do I find my Access Bank account number?
Check the `*901#` menu, your mobile app profile, or a previous alert SMS.
Is checking my balance via USSD free?
A small session charge may apply depending on your network provider — this is a standard telecom fee, not an Access Bank charge.
Conclusion
Whether you use `*901#`, the mobile app, or internet banking, checking your Access Bank balance takes under a minute. For the most reliable USSD experience, stick to the full menu route rather than relying on shortcut codes that can change over time.
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