How to Share Card on MTN in 2025: A Complete Step-by-Step Guide

How to Share Card on MTN in 2025

Do you want to learn how to share card on MTN with family or friends? Whether you want to help someone in need or simply transfer airtime from one MTN line to another, MTN Share (formerly known as Share ‘N’ Sell) makes it fast, easy, and secure.

This detailed, SEO-rich guide will walk you through everything you need to know about sharing airtime on MTN, including how to register for the service, the correct code to use, daily limits, terms, and expert tips to avoid common mistakes.

What Is MTN Share?

MTN Share is a free service by MTN Nigeria that allows you to transfer airtime (recharge card value) from your MTN line to another MTN number. It works with both prepaid and postpaid accounts and can be used at any time.

You can share from as little as ₦50 to as much as ₦5,000 per transaction, and up to ₦50,000 per day.

Whether you're a student, worker, parent, or business owner, MTN Share is a useful tool to keep your loved ones connected.

MTN Share Default PIN

To protect your account, MTN requires a 4-digit transfer PIN before you can start sharing airtime. The default PIN is:

But for security reasons, you must change this default PIN before you can perform any airtime transfer.

How to Change MTN Transfer PIN

To change your MTN Share PIN from the default (0000) to your preferred 4-digit number, simply follow this format:

*321*DefaultPIN*NewPIN*NewPIN#

Example:

*321*0000*1234*1234#

You’ll get a confirmation message that your PIN has been successfully changed.

TIP: Choose a PIN that’s easy for you to remember but hard for others to guess. Don’t use common patterns like 1111 or your birth year.

How to Share Card on MTN Using USSD

Once you’ve changed your PIN, follow these steps to share airtime from your MTN line:

*321*RecipientNumber*Amount*PIN#

Example:

*321*08031234567*200*1234#

This will transfer ₦200 airtime to 08031234567 using your PIN 1234.

You’ll get a success message immediately if the transfer is successful.

How to Share MTN Airtime via SMS

If you prefer SMS, follow this method:

Create a new message
Type: Transfer [space] RecipientNumber [space] Amount [space] PIN
Send to 321

Example:

Transfer 08031234567 200 1234
Send to 321

You will receive a confirmation SMS. Reply with 1 to confirm or 2 to cancel.

Important Rules and Limits for MTN Share

Here are the rules you need to know when sharing card on MTN:

Feature	Details
Minimum transfer	₦50
Maximum per transaction	₦5,000
Daily maximum limit	₦50,000
Number format	Must be MTN Nigeria number only (e.g., 0803, 0706, etc.)
Transfer fee	Free (no service charge)
Validity	Airtime shared is valid as normal airtime

How to Reset or Retrieve Your MTN Transfer PIN

If you forget your PIN or want to reset it, you can:

Call MTN customer care by dialing 300
Use the MyMTN NG app for PIN management
Visit an MTN service center with your valid ID

You’ll be asked to verify your identity before your PIN can be reset.

How to Reverse a Wrong MTN Airtime Transfer

Unfortunately, airtime transfers are irreversible once completed successfully. MTN will not refund you if you transfer to the wrong number. That's why it's important to double-check the recipient’s number before confirming.

Pro Tip: Copy and paste the recipient's number if possible, and always read the confirmation message carefully.

Use the MyMTN App to Transfer Airtime

For smartphone users, the MyMTN NG app offers a more visual and user-friendly way to transfer airtime:

Download and install MyMTN NG from the Google Play Store or Apple App Store
Sign in with your MTN number
Tap the “Airtime Share” or “MTN Share” option
Enter the recipient’s number, amount, and PIN
Confirm the transaction

Frequently Asked Questions (FAQs)

Q1: Can I share data on MTN?
Yes, but MTN Share is for airtime. To share data, dial *312*RecipientNumber*DataAmount# or use the MyMTN app.

Q2: Can I transfer airtime to non-MTN numbers?
No. MTN Share only works between MTN lines.

Q3: Is there a limit to how many times I can transfer airtime per day?
No hard limit on number of transfers, but you can’t exceed ₦50,000 in total transfers per day.

Q4: Will I be charged for using MTN Share?
No. MTN does not charge any fee for airtime transfers.

Final Thoughts: Keep Your Loved Ones Connected

MTN Share is a quick and convenient way to send airtime to friends, family, or even customers in need. Whether it's an emergency, a kind gesture, or part of your business operations, learning how to share card on MTN puts control in your hands.

Always remember to: