MTN Device Financing: How to Get Smartphones on Installments in 2025
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| MTN Device Financing: How to Get Smartphones on Installments in 2025 |
Looking for an easy way to own a smartphone without full payment upfront? Learn how MTN Device Financing works in 2025 and how to get phones on installment in Nigeria.
What is MTN Device Financing?
MTN Device Financing is a special service that allows eligible MTN users to buy smartphones and pay in small monthly installments.
It’s powered by MTN and financial partners such as:
- Bankly
- M-KOPA
- SpenDebt
- PayJoy
This plan is ideal for:
- Students
- Small business owners
- Low to middle-income earners
Who want to upgrade their phones without breaking the bank.
How MTN Device Financing Works
- Choose a Device from the available list (e.g., Samsung, Nokia, Tecno, Infinix)
- Pay a Small Down Payment (₦10,000 – ₦40,000 depending on the model)
- Receive the Phone Instantly
- Repay Weekly or Monthly over 3–12 months
- Your phone is locked if you miss payments — until you catch up
Popular Phones Available in 2025
| Brand | Model | Monthly Payment |
|---|---|---|
| Infinix | Smart 8 | ₦7,500 x 6 months |
| Samsung | A14 LTE | ₦11,000 x 6 months |
| Nokia | C32 | ₦8,000 x 6 months |
| Tecno | Spark 10 | ₦9,500 x 6 months |
| iTel | P40 | ₦6,000 x 6 months |
Prices may vary based on credit eligibility and location.
Who is Eligible for MTN Device Financing?
You must:
- Be an MTN customer for at least 6 months
- Use your line actively (calls, data, recharge)
- Have a valid NIN and BVN
- Be aged 18 years or above
- Agree to credit terms and tracking features
Some partners require you to repay via linked bank account or wallet.
Where to Apply or Get Started
Option 1: MTN Walk-in Store
Visit any MTN outlet near you and ask for Device Financing or Pay Small Small Plan.
Option 2: MyMTN App
Check if you are eligible:
- Open MyMTN App
- Tap “Device Offers” or “Smartphone Deals”
- Follow the prompt to see installment offers
Option 3: MTN Partner Sites
Final Thoughts
With MTN Device Financing in 2025, owning a smartphone is no longer a luxury.
You can now walk into an MTN store, pick your favorite phone, and pay little by little — without needing a loan or collateral.
If you're due for a phone upgrade, now’s your chance to do it the smart way!
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