How to Use Glo Borrow Me Credit or Borrow Me Data in 2025 (Step-by-Step Guide)
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| How to Use Glo Borrow Me Credit or Borrow Me Data in 2025 (Step-by-Step Guide) |
Running low on airtime or data? This 2025 guide shows how to borrow airtime or data from Glo using USSD codes and eligibility tips. Works even when you have no credit!
What is Glo Borrow Me Credit and Borrow Me Data?
Glo’s Borrow Me Credit and Borrow Me Data are services that allow eligible customers to borrow airtime or data and pay later upon next recharge.
These services are lifesavers when:
- You run out of credit during emergencies
- You want to stay online or make calls before your next recharge
Requirements to Use Glo Borrow Me Services
Before you can borrow, make sure:
- You’ve been a Glo customer for at least 3 months
- You recharge regularly (minimum ₦200 monthly)
- You don’t have an unpaid borrowed balance
- Your SIM is registered and active
How to Borrow Airtime from Glo (Borrow Me Credit)
USSD Code for Borrow Me Credit:
*321#
Steps:
- Dial
*321#on your Glo line - Select option
1 – Borrow Airtime - Choose from the list of available airtime amounts (e.g., ₦50, ₦100, ₦200, ₦500, ₦1000)
- Confirm your request
Note: A 15% service fee is deducted. So if you borrow ₦100, you’ll receive ₦85.
How to Borrow Data from Glo (Borrow Me Data)
USSD Code for Borrow Me Data:
*321#
Steps:
- Dial
*321# - Select option
2 – Borrow Data - Choose a data offer based on your eligibility (e.g., 30MB, 100MB, 200MB, 1.6GB)
- Confirm your subscription
You’ll get an SMS confirming successful data borrowing and its validity (usually 1–7 days).
Airtime/Data Loan Amounts & Validity (Sample for 2025)
| Type | Amount | Validity |
|---|---|---|
| Airtime Loan | ₦50 – ₦1,000 | Until next recharge |
| Data Loan | 30MB – 1.6GB | 1 – 7 days |
Amounts available depend on your recharge history.
How to Repay Glo Loan
Your borrowed airtime/data is automatically deducted when you recharge. For example:
- Borrowed: ₦200
- Recharge: ₦500
- Deducted: ₦200 + service fee
- Remaining: ₦285 (if 15% fee applies)
How to Check Borrowing Eligibility on Glo
Dial:
*321*1*5#
This will show your borrowing status and available options.
How to Borrow Airtime/Data via Glo Café App
Prefer using apps? Download the Glo Café App and:
- Open the app and log in with your Glo number
- Tap “Borrow Services”
- Choose “Borrow Airtime” or “Borrow Data”
- Select amount and confirm
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