How to Request Money on PalmPay in 2025: Step-by-Step Guide for Fast Transfers
![]() |
How to Request Money on PalmPay in 2025 |
If you're wondering how to request money on PalmPay, you're not alone. As digital payments continue to dominate in Nigeria, PalmPay offers a simple way to request funds directly from friends, family, or business partners without any paperwork or delay. In this article, you'll learn how to request money on the PalmPay app, how it works, and what you need to do if a payment is delayed.
What Is the Request Money Feature on PalmPay?
PalmPay’s “Request Money” feature allows users to send a money request to any PalmPay user in their contacts. It’s a convenient way to:
- Ask a friend to pay you back
- Receive contributions from a group
- Request payments from customers
Unlike a traditional bank transfer, this feature simplifies the process with a few taps in the app. To get started, all you need is a PalmPay account, which you can create easily via the PalmPay website if you haven’t done so yet.
How to Request Money on PalmPay App (2025 Method)
Follow these steps to request money directly from your PalmPay mobile app:
Step 1: Open the PalmPay App
Launch the PalmPay app on your smartphone and log in using your registered phone number.
Step 2: Go to the "Me" or "Wallet" Tab
From the homepage, tap the “Me” or “Wallet” tab at the bottom to access account options.
Step 3: Select "Request"
Click on “Request”, usually beside the “Send” button. If you can’t find it on the home screen, check under the “Transfer” or “Finance” section.
Step 4: Enter the Details
Input the following:
- Amount you want to request
- Phone number or select from your contact list
- Optional: Description or note (e.g., “For last week’s lunch”)
Step 5: Tap “Request”
Confirm the details and tap “Request”. The recipient will get an in-app notification and a text alert if enabled.
Once the user accepts and sends the money, you’ll receive the amount instantly in your PalmPay wallet.
How to Request Money Using Your PalmPay QR Code
PalmPay also allows users to request money via a QR code. Here's how:
- Open the app and go to your profile
- Tap “My QR Code”
- Share the QR code with the sender
- Once scanned, the sender can send you the exact amount instantly
This is a smart way to receive payment at shops, events, or if you run a small business.
You can learn more about other payment options through the PalmPay Business tools.
What If the Recipient Doesn’t Have PalmPay?
You can only request money from existing PalmPay users. However, if the person you’re requesting from doesn’t have the app, you can:
- Send them your PalmPay account number
- Ask them to download PalmPay via the PalmPay download page
Once they register and fund their wallet, they can easily send you money.
Can You Cancel a Money Request?
Yes, if the request hasn’t been fulfilled yet, you can:
- Go to your transaction history
- Tap the pending request
- Select “Cancel Request”
This feature is useful if you entered the wrong amount or sent it to the wrong person.
Is It Safe to Request Money on PalmPay?
Absolutely. PalmPay is licensed by the Central Bank of Nigeria and uses advanced security layers to protect all transactions. You can also:
- Enable biometric authentication
- Use a PIN for confirmation
- View your request history for transparency
If you ever need help with a pending transaction, reach out to PalmPay customer care or check out their WhatsApp support.
Requesting money on PalmPay in 2025 is fast, secure, and incredibly user-friendly. Whether you're splitting bills, collecting contributions, or requesting a simple payback, the feature is reliable and free to use. Just make sure the recipient is also a PalmPay user, and you're good to go.
Need help with other PalmPay services like saving, loans, or account deactivation? Browse the full range of tools on the official PalmPay platform.