How to Check Number of Times You’ve Borrowed Airtime from MTN (2025 Guide)
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| How to Check Number of Times You’ve Borrowed Airtime from MTN (2025 Guide) |
Do you want to know how many times you've borrowed airtime from MTN? Whether you're tracking your airtime debts or simply curious, this guide explains how to check your MTN airtime borrow history in 2025 using USSD, SMS, and MTN mobile app.
Why Check Your MTN Airtime Borrow History?
MTN's XtraTime service lets users borrow airtime and pay it back upon next recharge. Over time, it’s easy to forget how much you’ve borrowed or how many times you've used the service.
Knowing your airtime borrow history helps you:
- Track how much debt is still unpaid
- Understand your borrowing pattern
- Avoid eligibility issues for future airtime loans
How to Check MTN Airtime Loan Balance
Before checking how many times you’ve borrowed, it’s important to know your current loan balance.
To check your MTN airtime loan balance:
- Dial:
*303*3# - Or send: BALANCE to
303via SMS - You will receive a message with:
- Your current XtraTime debt
- Service charges
- Total amount owed
How to Check Number of Times You’ve Borrowed Airtime from MTN
MTN doesn’t currently have a dedicated USSD code to show exact number of borrow times, but here’s how to check indirectly:
Option 1: Using MTN XtraTime Menu
- Dial
*303# - Select
4 – My Account - Choose
1 – My History - You’ll see:
- Last airtime borrowed
- Total amount borrowed
- Your borrow history (if supported on your SIM)
Option 2: Using MTN Mobile App
- Download MyMTN App
- Login with your MTN number
- Tap on XtraTime under services
- Navigate to Transaction History
- You will see:
- Dates and amounts of each airtime borrowed
- Repayment records
This is the most detailed and reliable method in 2025.
Extra Tip: Check Your Eligibility Before Borrowing Again
To know if you're eligible to borrow again:
- Dial
*303#> Select1 – Borrow Airtime - If you're not eligible, MTN will tell you why.
Some common reasons for ineligibility include:
- You haven’t repaid previous loans
- You haven't recharged enough recently
- Your SIM isn’t up to 3 months old
While MTN doesn’t show a direct count of how many times you’ve borrowed airtime, you can use the MyMTN app or *303# menu to track your XtraTime usage and repayment history. Keeping track of your loan activity will help you stay eligible for future borrowing and manage your airtime better.
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