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| Discover how to use GTBank’s 737 USSD banking service to transfer money, check balances, pay bills, and block your account without internet access. |
GT Bank USSD Code: The Complete Guide
GTBank's USSD`, famously known as the "737" code. Dial it from your registered phone to transfer money, check your balance, pay bills, buy airtime, access salary advance, or instantly block your account — no internet or smartphone required.
GTBank Official Code Directory
Per GTBank's official Bank 737 page :
| Function | USSD Code |
|---|---|
| Transfer to GTBank account | *737*1*Amount*AccountNo# |
| Transfer to Other Banks | *737*2*Amount*AccountNo# |
| Quick Transfer | 73723# |
| Account Balance | 7376*1# |
| Self Airtime Top-up | 737Amount# |
| Third Party Top-up | 737Amount*Phone Number# |
| PIN Creation | 7375# |
| Cardless Withdrawal | 7373# |
| Bills Payment | 73750# |
| BVN/NIN Enquiries | 7376*5# |
| 6-Month Bank Statement | 73751*33# |
| Quick Credit (Loan) | 73751*51# |
| Salary Advance | 7378*2# |
| Account Block (Emergency) | 737911# |
How to Activate *737#
1. Dial`*737#` on the phone number registered to your GTBank account.
2. Select PIN Creation (or dial `*737*5#` directly).
3. Follow the prompts to set a secure USSD PIN.
4. Confirm your PIN to complete activation.
GT Bank USSD Transfer Code
To GTBank: `*737*1*Amount*AccountNo#`
Example: `*737*1*5000*0123456789#` sends ₦5,000.
To other Nigerian banks: `*737*2*Amount*AccountNo#`
Quick Transfer (`*737*23#`) offers a faster route once you've saved frequent beneficiaries, skipping some of the manual entry steps.
Checking Your Balance
Dial`*737*6*1#` — your balance displays on-screen and is typically sent via SMS as well.
Buying Airtime and Data via *737#
- For yourself: `*737*Amount#`
- For someone else: `*737*Amount*PhoneNumber#`
Paying Bills
Dial`*737*50#` and follow the on-screen prompts to select your biller (electricity, cable TV, and others).
Checking Your BVN or NIN
Dial`*737*6*5#` to retrieve your BVN or NIN details directly through GTBank's own channel, separate from the universal `*565*0#` code that works across all banks.
Quick Credit and Salary Advance
GTBank's `*737#` menu doubles as a lending channel for eligible customers:
- - Quick Credit (general loan): `*737*51*51#`
- - Salary Advance:`*737*8*2#`
Eligibility and loan amounts depend on your account history and salary credit pattern with the bank — follow the on-screen prompts to check your specific offer.
Requesting a 6-Month Bank Statement
Dial`*737*51*33#` to request a statement covering your last six months of transactions, delivered via your registered email or SMS depending on GTBank's current process.
Emergency: Blocking Your GTBank Account
Dial `*737*911#` to block your account immediately if your phone is lost or stolen — this is GTBank's official emergency code, confirmed directly on the bank's own website.
After blocking, follow up with GTConnect customer care to confirm the block and begin any recovery process.
A note on conflicting information elsewhere: Various third-party guides cite different block codes (`*737*51*74#`, `*737*51*73#`, `*737*51*7#`) — these may reflect older or sub-menu-specific codes.`*737*911#`is the code confirmed on GTBank's own current official page, so treat it as the most reliable starting point, and use the full `*737#` menu to navigate to Security Options if the direct shortcut doesn't respond on your line.
*737# vs. the GTWorld App
| Feature | USSD (*737#) | GTWorld App |
|---|---|---|
| Internet needed | No | Yes |
| Best for | Quick transactions, feature phones, emergencies | Detailed account management, BVN checks, card control |
| Works without smartphone | Yes | No |
See our guide to the GTWorld app for the mobile-specific experience.
Troubleshooting Common *737# Issues
| Issue | Likely Cause | Fix |
|---|---|---|
| "Service unavailable" | Weak network signal | Retry in an area with stronger GSM signal |
| Code doesn't recognize account | Dialing from an unregistered number | Confirm you're using the phone number linked to your GTBank account |
| PIN not accepted | Forgotten or mistyped PIN | Dial *737*5# to reset |
| Block code doesn't respond | Line/menu variation | Dial *737# and navigate manually to Security Options |
Charges for Using *737#
A standard CBN-mandated USSD session fee applies per transaction (commonly in the ₦6.98–₦10 range across Nigerian banks), deducted from your airtime — confirm the exact current charge within your own `*737#` menu, since telecom-level fees can be adjusted periodically.
- GTConnect Helpline: GTBank's Phone, Email & WhatsApp Contacts
- GT Internet Banking: Login, Registration & Business Access
- How to Check BVN on GTBank App: The 2026 Step-by-Step Guide
- Top 10 Mobile Banking Codes for All Nigerian Banks (2026 Guide)
Frequently Asked Questions
What is the GT Bank USSD code?
`*737#` — used for transfers, balance checks, bill payments, loans, and emergency account blocking.
What is the GT Bank USSD transfer code?
`*737*1*Amount*AccountNo#` for GTBank accounts, or `*737*2*Amount*AccountNo#` for other Nigerian banks.
How do I check my GTBank balance via USSD?
Dial `*737*6*1#`.
How do I block my GTBank account in an emergency?
Dial `*737*911#` — GTBank's official emergency block code.
Can I access loans through *737#?
Yes — Quick Credit (`*737*51*51#`) and Salary Advance (`*737*8*2#`) are both available for eligible customers.
Conclusion
GTBank's `*737#` remains Nigeria's most widely recognized USSD banking code, covering transfers, bills, loans, and emergency account blocking in one menu. Save `*737*911#` separately, since that's the code you'll need most urgently if your phone is ever lost or stolen.
- GTBank Bank 737 (Official) — primary source for every code listed above
