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Smart Cash Customer Care Contact Number: Everything You Need to Know in 2025

Smart Cash Customer Care Contact Number: Everything You Need to Know in 2025
Smart Cash Customer Care Contact Number  


Get the official smart cash customer care contact number, email, and support channels for SmartCash PSB in Nigeria. Learn how to contact support fast and resolve issues.


If you’re searching for the smart cash customer care contact number, you likely need help resolving an issue, asking a question, or getting support with your SmartCash wallet or transactions. SmartCash is a digital financial service in Nigeria that allows users to send and receive money, pay bills, purchase airtime, and perform other financial activities with ease.

This guide provides accurate, up-to-date support information, including verified contact channels, how to reach customer service via phone, email, and social media, plus tips on getting the best responses. Whether you’re troubleshooting a failed transfer or seeking wallet assistance, this article keeps your needs front and center.

What Is SmartCash and Why Support Matters

SmartCash is a mobile money platform operated by SmartCash PSB (Payment Service Bank), licensed to provide financial services across Nigeria. It is commonly accessed via the SmartCash mobile app or the *USSD code 939# on an Airtel SIM, making financial transactions accessible even without internet data.

Good customer care is crucial because users occasionally run into issues like failed payments, login problems, or wallet limits. That’s where knowing the Smart Cash customer care contact number helps you resolve problems quickly and securely.

Official SmartCash Customer Care Contact Number

The primary Smart Cash customer care contact number for support in Nigeria is:

09125 939 939 (or in international format: +234 912 593 9939)

This number connects you directly to SmartCash’s support team for general inquiries, transaction issues, account access problems, and more.

When to Call This Number

You should use this contact number when you are experiencing situations like:

  • Failed or delayed transactions
  • Locked or blocked access to your wallet
  • Trouble with the SmartCash app or USSD operations
  • Disputes over payments
  • Questions about account tiers (Tier 1, Tier 2, Tier 3)

Calling support provides real-time assistance and clarification on issues you can’t solve via self-help menus.

How to Reach SmartCash Customer Care via USSD

If you are using SmartCash on an Airtel SIM, there’s another convenient way to contact support without dialing a phone number.

Step-by-Step USSD Assistance

  1. Dial *939# on your Airtel mobile line
  2. Navigate to the “Customer Care” or “Help & Support” option
  3. Follow the prompts and describe your issue

Using the USSD support option is especially helpful when you don’t have airtime or internet data handy, and it’s part of the SmartCash self-service support menu.

Other SmartCash Support Channels

In addition to the main phone number, SmartCash offers several other ways to get help:

📧 Email Support

You can send detailed complaints, screenshots, or account issues to the official support email: 

customerservice@smartcashpsb.ng

Email support is particularly useful when you need to provide transaction IDs or documentation.

Social Media Support

SmartCash maintains verified social media profiles where you can reach out for help or updates:

  • X (formerly Twitter): @smartcashpsb
  • Facebook: SmartCash PSB
  • Instagram: @smartcashpsb

These platforms are monitored by the support team and can lead to responses for general queries, announcements, and service updates.

What to Prepare Before Contacting SmartCash Support

To get faster and more accurate support, it’s best to prepare some key information before contacting customer service. This helps the support team resolve your issue more effectively.

Here’s a quick checklist you should have ready:

  • Your registered phone number
  • Your SmartCash wallet ID
  • A clear description of the issue
  • Transaction IDs (if applicable)
  • Screenshots of error messages (if any)

Having accurate details speeds up verification and troubleshooting.

Common Issues and How SmartCash Support Can Help

Below are common reasons users might reach out to SmartCash customer care:

1. Failed or Pending Transactions

Sometimes transfers to bank accounts or other wallets don’t reflect immediately. Customer care can help trace or reverse stuck funds.

2. Wallet Access or Login Errors

If your *939# commands aren’t working or the app won’t load, support can guide you through troubleshooting steps.

3. Security or Fraud Concerns

If you suspect unauthorized activity, call the official number immediately. Support can freeze your account and protect your funds.

4. Upgrade or KYC Assistance

Some high-limit features require identity verification (e.g., Tier 2 or Tier 3 account upgrades). Support can clarify the process.

SmartCash Operating Hours and Response Times

Customer care is generally available during standard working hours, but response times may vary depending on the volume of requests. Urgent cases like security issues are often prioritized.

  • Phone support: Available daily (response times may vary)
  • Email: Typically responded to within business hours
  • Social media: Useful for updates and less urgent queries

If you don’t get a response immediately, try follow-ups via a different support channel—email after a phone call, or vice versa.

Additional SmartCash Features Worth Knowing

While this guide focuses on support contacts, it helps to understand the broader SmartCash ecosystem. SmartCash provides:

  • Instant money transfers to bank accounts
  • Airtime and data purchases
  • Bill payments (utilities, TV subscriptions, etc.)
  • Cash withdrawals via agents
  • Wallet balance and transaction history checks

If you experience difficulties with any of these services, customer care is your first stop for reliable assistance.

Tips for Effective Communication With Support

Here are some best practices to ensure your support request gets resolved efficiently:

  1. Be clear and specific: Describe the issue precisely
  2. Provide evidence: Attach screenshots when emailing
  3. Use the registered phone number: This helps in verification
  4. Follow up: If you don’t get a timely response, send reminders
  5. Stay patient: Support teams handle many requests daily

Good communication helps support agents understand and resolve your issues rapidly.

Save These SmartCash Support Contacts

Keep these details saved on your phone so you can access help quickly when needed:

  • Smart Cash customer care contact number: 09125 939 939 (+234 912 593 9939)
  • Support email: customerservice@smartcashpsb.ng
  • Social support: @smartcashpsb on X, Facebook, Instagram

Whether you’re troubleshooting a transaction or checking your wallet status, having these contacts ready makes all the difference.

Conclusion: Your Trusted Guide to SmartCash Support

Knowing the smart cash customer care contact number and support channels is essential for any SmartCash user. From account issues to transaction disputes, SmartCash’s official channels—phone, email, and social media—are designed to help you resolve problems effectively. Remember to use verified contacts and provide clear information whenever you reach out.

With this guide, you now have a comprehensive set of reliable support options to ensure your SmartCash experience remains smooth and secure.


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