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| MTN Nigeria Tariff Code 2026 |
Explore the MTN Nigeria tariff code 2026 guide with updated plan codes, voice/data rates, migration steps, and tips for choosing the best tariff for your needs.
Understanding your MTN Nigeria tariff code 2026 is essential if you want to save money on calls, SMS, and data. With multiple tariff plans and corresponding USSD codes available, choosing the right plan can significantly reduce your airtime costs and help you get more value from your MTN SIM. In this detailed guide, we break down every major tariff option, their codes, benefits, and how to switch easily — all tailored for the 2026 landscape.
What Is a Tariff Code?
A tariff code refers to the USSD code or keyword you dial or send to MTN to migrate to a specific price plan (also called a tariff plan). These plans determine how much you pay per minute for calls, per SMS, and the types of data bonuses you receive.
By dialing a tariff code on your phone, you switch your line to a plan optimized for certain usage patterns — whether you’re a heavy caller, a data lover, or someone who wants balanced bundles.
Why the Right Tariff Plan Matters
Choosing the right tariff plan matters because:
- You reduce call and SMS costs compared to standard pay-as-you-go charges.
- You may receive additional bonuses like free data or special night bundles.
- It aligns your usage with what you value most (calls vs data vs combo).
- It can unlock discounted international call rates or special youth bundles.
Before switching plans, it’s a good idea to check your current tariff code, so you understand where you stand and how a new plan will benefit you.
How to Check Your Current MTN Tariff
To see your current tariff plan on MTN Nigeria:
- Dial
*123*1*2#and your plan name will appear on the screen.
Alternatively, you can check your plan using the MyMTN App, which shows your current plan and available alternatives under the “My Plan” or “Other Plans” section.
MTN Nigeria Tariff Code 2026 — All Major Plans & Migration USSD Codes
Below is a breakdown of the most popular MTN tariff plans in 2026, their benefits, primary use cases, and how to switch using tariff codes:
1. MTN Pulse — Best for Youth & Data Bundles
- Migration Code:
*406# - Overview: Pulse is designed for young and data-savvy users. It offers affordable voice rates and special data bundles, including night browsing bonuses.
- Voice Rate: Approx. 23 kobo/sec flat to all local networks.
- Extras: Night data bundles (e.g., 250 MB, 500 MB cheap data).
- Best For: Students, social media users, and those who want data + calls.
Pulse often combines standard call rates with access to special data offers, making it very popular with budget-minded users.
2. MTN XtraValue — Combo Voice + Data Plan
- Migration Code:
*131*2#or dial through MyMTN / USSD menu - Overview: Combines voice, SMS, and data into one plan with flexible bundle options.
- Features: XtraData (more data than voice), XtraTalk (more voice than data), Value Data (data-only).
- Extras: Bundles often include both talking minutes and corresponding data — ideal for balanced usage.
- Best For: Users who want a mix of calling and browsing without switching plans frequently.
MTN XtraValue is a tariff plus bundle ecosystem that provides multiple sub-plans (like XtraTalk ₦500, ₦1500, or ₦3000 options) where each text to 312 activates a combo bundle.
3. MTN TruTalk — Cheapest Call-Focused Plan
- Migration Code:
*400#or text “TT” to 312 - Overview: Provides one of the lowest flat voice rates across all local networks without daily or hidden fees.
- Voice Rate: Around ₦12–₦15 per minute fixed.
- SMS Rate: Standard rates apply (approx. ₦6).
- Best For: Users who primarily make long calls and want maximum value for voice.
TruTalk eliminates complicated bundles and gives you predictable call pricing.
4. MTN BetaTalk / BetaGist — Bonus-Loaded Plan
- Migration Code: Historically around
*123*2*6#(may vary by update) - Overview: Earns bonuses on every recharge, giving users extra airtime and in some cases data.
- Unique Feature: Bonus usable for bonus calls and data at higher effective value.
- Best For: Low-budget users who prefer recharging small amounts frequently.
BetaTalk (or its evolved form BetaGist) is ideal for many who regularly recharge small denominations and want amplified value.
5. MTN XtraSpecial Prepaid — Flat All-Network Rates
- Migration Code:
*408*1#or*123*2*4# - Overview: Offers flat call rates across all local networks, often with cheaper international call rates to select countries.
- Voice Rate: Around ₦15 per minute.
- Best For: Users who want a set simple all-network rate without daily charges.
6. MTN YafunYafun — New SIM Bonus Plan
- How It Works: Auto-activated on new MTN SIMs with heavy first-time recharge bonuses.
- Bonus: Up to 700 % on airtime and additional data.
- Validity: Bonuses typically expire after a short period to encourage early usage.
- Best For: New users looking for huge initial airtime and data perks.
YafunYafun is automatically applied and doesn’t need a manual tariff code — but it’s one of the first options newbies encounter.
Side Tariff Options You Might Encounter
In addition to basic personal plans, MTN also offers tariff options for specific user groups:
mPulse — For Teens & Families
- Migration Code:
*344*1#or*123*2*3# - Overview: Tailored for ages 9–15 with special data, SMS, and educational bundles.
- Features: Affordable calls, themed bonuses, and parent-link gifts.
- Best For: Teen users and parents who want controlled plans for children.
How to Migrate to a New Tariff Plan
Switching tariff plans on MTN is easy, and usually free once every 30 days:
- Open your phone dialer.
- Enter the tariff code (e.g.,
*406#for Pulse,*400#for TruTalk). - Follow the on-screen prompts to confirm.
- If you’ve migrated in the last 30 days, a small fee (approx. ₦102) may apply.
Alternative Migration Methods
- MyMTN App: Navigate to “Other Plans” and select a tariff plan.
- MyMTN Web Portal: Visit and log in to change plans.
- Customer Care: Dial the MTN support line (e.g.,
*300#) for guided migration.
Choosing the Right Tariff for You
Here’s a quick comparison to help you decide:
| Tariff Plan | Best For | Typical Use Case |
|---|---|---|
| Pulse | Data + Calls | Cheap night data & balanced voice/data |
| XtraValue | Combination bundles | Users needing mixed services |
| TruTalk | Cheapest calls | Frequent and long voice calls |
| BetaTalk | Bonus lovers | Frequent small recharges |
| XtraSpecial | Flat rates | Simple all-network rates |
| YafunYafun | New users | Big initial bonuses |
| mPulse | Teens | Youth-focused bundles |
Select a plan based on whether you prioritize data, calls, bonuses, or initial perks.
Tips for Getting the Most Out of Your Tariff Plan
Review your usage habits — daily calls vs data usage — before migrating.
Use the MyMTN App to manage and track your tariff changes effortlessly.
Avoid frequent plan changes within 30 days to avoid migration fees.
Take advantage of bundle offers linked to tariff plans (e.g., Pulse special data bundles).
Ready to optimize your MTN experience?
Dial a tariff code like *406# for MTN Pulse or *400# for TruTalk now to switch and start saving on calls and data!
Conclusion
Understanding the MTN Nigeria tariff code 2026 empowers you to take full control of your mobile expenses. From youth-centric plans like Pulse and mPulse to cost-effective voice plans like TruTalk and bonus-friendly options like BetaTalk, MTN offers a tariff plan for every user need. By dialing the correct USSD codes or using the MyMTN App to change plans, you can ensure your airtime goes further with lower voice rates, richer data bonuses, and enhanced value.
Whether you’re a frequent caller, heavy data user, or student looking for budget plans, this guide helps you choose and migrate with confidence — giving you maximum value from your MTN subscription in 2026.
