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| MTN MoMo New USSD Code 2026 |
Discover the MTN MoMo new USSD code 2026 for MTN Mobile Money in Nigeria — how to use it, what transactions you can perform with it, and tips for seamless mobile banking using the updated USSD shortcode.
Mobile Money (MoMo) has revolutionized digital payments in Nigeria, allowing millions to send money, pay bills, buy airtime and data, and access financial services without a traditional bank account. As of 2026, an important development for MTN users is the updated MTN MoMo new USSD code 2026, which brings enhanced convenience and access to mobile banking right from your phone. This article covers everything you need to know — from the new shortcodes to how to use them step by step.
What Is MTN MoMo and Why It Matters in 2026?
MTN MoMo (Mobile Money) is a fintech platform powered by MoMo PSB (Payment Service Bank) that allows users to manage financial transactions directly from their mobile phones. With MoMo PSB, you can:
- Send and receive money instantly
- Buy airtime and data
- Pay utility bills
- Fund or withdraw cash via agents
- Use mobile wallets without internet or apps
MoMo PSB aims to promote financial inclusion by providing accessible banking services to users across the country — especially those without traditional bank accounts. Users can dial a USSD code to access MoMo services even on basic phones, making it one of the most versatile mobile banking tools in Nigeria today.
MTN MoMo New USSD Code 2026 (Primary Code)
The updated MTN MoMo new USSD code 2026 is:
*5167#
This code replaces the older *671#, providing a unified entry point for MTN MoMo services such as transfers, payments, airtime/data purchases, and account management — all without internet access.
Using the new USSD code ensures faster, more secure, and more reliable access to Mobile Money services across Nigeria.
Why the USSD Code Changed
The move from the old code (*671#) to the new MTN MoMo code (5167#) reflects MTN and MoMo PSB’s efforts to:
- Standardize mobile money access for all users
- Offer a more user-friendly experience
- Support broader banking services with better security
- Align with regulatory updates from the Nigerian Communications Commission (NCC)
The update reinforces MoMo’s commitment to a seamless mobile banking experience for all users.
How to Use the MTN MoMo New USSD Code (Step-by-Step)
Here’s how to access and use the MTN MoMo new USSD code (*5167#) on your MTN number:
1. Access Your MoMo Menu
- Open your phone’s dialer
- Dial
*5167# - Press Call
- A menu with transaction options will appear
2. Navigate to the Transaction You Want
Typical MoMo services available include:
- Send Money
- Buy Airtime/Data
- Pay Bills
- Check Wallet Balance
- Cash Out/Deposit
- Account Settings
Just follow the on-screen prompts — enter the number, amount, and MoMo PIN as needed to complete the transaction.
What You Can Do with the New MoMo USSD Code
With the MTN MoMo new USSD code 2026, you can:
Send Money to Friends and Family
- Dial
*5167# - Choose Send Money
- Enter recipient’s phone number
- Enter amount and confirm with your MoMo PIN
This works whether the recipient has a MoMo PSB wallet or not — just follow the prompts to complete the transfer.
Buy Airtime and Data Bundles
- Dial
*5167# - Select Buy Airtime/Data
- Choose whether the airtime/data is for your number or someone else’s
- Enter the plan and confirm
This is especially convenient if you’re out of airtime and need a quick top-up without internet.
Pay Utility Bills
- Use
*5167# - Choose Pay Bills
- Select the bill type (electricity, cable, etc.)
- Enter account details and amount
- Confirm with PIN
This turns your phone into a mobile cashier without needing bank apps or physical payment centers.
Cash In / Cash Out
The same code lets you access cash-in and cash-out services via MoMo agents found near you. Just choose the cash out option and follow prompts to complete at an agent.
Wallet Management
You can update your account settings, change your MoMo PIN, and check your transaction history directly through the USSD menu.
Additional MoMo USSD Codes Worth Knowing (2026)
While *5167# is now the primary banking access code, other codes may still be helpful for related services:
- Momo Merchant Registration (for businesses): *691#
- Momo Agent Menu (for agent services): *502#
- Agent Locator: *223# — helps find nearby MoMo agents faster
These codes help you access different aspects of the MoMo ecosystem if you’re an agent or merchant.
Switching from the Old Code to the New One
If you previously used *671#, it’s important to transition to the MTN MoMo new USSD code 2026 (*5167#). The older code may still bring up legacy menus in some cases, but support and services are moving to the updated shortcode to ensure consistent service quality.
Security Tips When Using MoMo via USSD
Mobile Money transactions must always be approached with security in mind:
- Never share your MoMo PIN with anyone.
- Use MoMo only from your registered phone number linked to your account.
- Be cautious about entering your USSD codes in public or on shared devices.
- If you suspect fraud, contact MoMo PSB support immediately (toll-free through the MoMo customer care channels listed on the official site).
Staying vigilant protects your funds no matter where you are.
Ready to use the MTN MoMo new USSD code 2026? Dial *5167# now on your MTN line and start managing your mobile money with ease — send money, pay bills, buy airtime/data, and more in just a few clicks!
Tips for Getting the Most Out of Your MoMo Experience
Fund Your Wallet Easily
You can fund your MoMo PSB wallet through bank transfers or using third-party banking apps. Even without internet, you can use your bank’s USSD code to send funds to your MoMo wallet by selecting MoMo PSB as the beneficiary.
Use MoMo Agents for Cash Transactions
Locate MoMo agents using USSD or app tools when you need to deposit or withdraw cash. These agents are spread across major cities and towns.
Upgrade Your Account for More Limits
If you have higher transaction needs (like larger transfers), link your BVN or visit support to upgrade your MoMo PSB wallet for increased limits.
Conclusion: Mastering the MTN MoMo New USSD Code 2026
The MTN MoMo new USSD code 2026 (*5167#) is a simple yet powerful tool that brings full mobile banking functionality directly to your phone, no data required. Whether you’re sending money to loved ones, buying airtime, paying bills, or managing your wallet, this updated code ensures a faster and more secure experience.
Mobile Money continues to drive financial inclusion across Nigeria, and understanding how to use the latest MoMo codes keeps you at the forefront of digital finance. Take the next step — dial *5167# now and explore the world of mobile banking at your fingertips!
Save this guide and try the new USSD code today — your money, simplified and secured with MTN MoMo PSB!
