First Bank Balance Check Code 2026: How to Check Your Account Balance Instantly

Bank Balance Check Code 2026

First Bank balance check code 2026 explained. Learn how to use 89400# to check your First Bank account balance instantly without internet access.

Checking your bank balance should be fast, simple, and stress-free. In 2026, First Bank Nigeria continues to offer multiple secure ways to check your account balance, even without internet access. If you’re searching for the first bank balance check code 2026, this guide gives you the most accurate, up-to-date information—step by step.

Whether you use a smartphone or a basic feature phone, this article explains USSD codes, mobile apps, SMS alerts, ATM options, common errors, and smart tips to avoid unnecessary charges.

Informational

This guide is designed to inform First Bank customers on how to check their account balance quickly and safely in 2026.

What Is the First Bank Balance Check Code in 2026?

The official First Bank USSD code remains:

*894#

To check your account balance directly, use:

*89400#

This is the primary and most reliable first bank balance check code 2026, available on all Nigerian networks and supported on both smartphones and feature phones.

This service is provided under First Bank’s *894 Banking platform, which is regulated by the Central Bank of Nigeria (CBN).

Key Requirements Before Using *894#

Before dialing the code, make sure you meet these conditions:

• Your phone number is linked to your First Bank account
• You have completed USSD registration 
• Your line has minimum airtime (usually ₦6.98 per request)
• You are dialing from the registered phone number

If these conditions are not met, the balance check may fail.

How to Check First Bank Account Balance Using USSD (89400#)

This is the fastest method in 2026.

Step-by-step process:

1. Dial *894*00#
2. Enter your 5-digit USSD PIN
3. Your account balance displays instantly on screen

No internet. No app. No delay.

According to First Bank’s official digital banking page on firstbanknigeria.com, USSD banking remains the most widely used channel due to its reliability and accessibility.

Other Ways to Check First Bank Account Balance in 2026

USSD is popular, but it’s not the only option. Here are all verified alternatives.

1. FirstMobile App (Official First Bank App)

For smartphone users, the FirstMobile App offers real-time balance tracking.

How to use:

• Download the official FirstMobile App from Google Play Store or Apple App Store
• Log in with your credentials
• Your account balance shows on the dashboard

This method is ideal if you want transaction history, statements, and transfers in one place.

First Bank confirms this feature on its official mobile banking platform.

2. SMS Balance Alerts

If you’ve activated SMS alert services, First Bank sends automatic notifications after every transaction.

Benefits:

• No need to dial any code
• Instant alerts after deposits or withdrawals
• Works on any phone

Note: SMS alerts may attract small service charges depending on your account settings.

3. ATM Balance Enquiry

You can also check your balance using any First Bank ATM or other Nigerian bank ATMs.

Steps:

1. Insert your ATM card
2. Enter your PIN
3. Select Balance Enquiry
4. Choose Savings or Current
5. View balance on screen or print receipt

ATM checks are reliable but less convenient compared to USSD.

4. Internet Banking (FirstOnline)

For desktop or mobile browsers, FirstOnline Internet Banking is another option.

• Visit First Bank’s official internet banking portal
• Log in securely
• View balances and transactions

This option is best for users managing multiple accounts or business banking.

Why 89400# Is the Best Option in 2026

The first bank balance check code 2026 remains the top choice for most Nigerians because:

• Works without internet
• Available 24/7
• Compatible with all phones
• Faster than apps during network congestion
• Secure and CBN-regulated

This aligns with Nigeria’s cashless policy as highlighted by the Central Bank of Nigeria (cbn.gov.ng).

Charges for First Bank Balance Check Code

As of 2026:

• Each *894# session attracts a small USSD fee (usually under ₦10)
• Charges are deducted from airtime, not your bank account

This pricing is standard across Nigerian banks and regulated by telecom and banking authorities.

Common Problems & Solutions When Using *894#

Code Not Working?

Solution:

• Ensure you’re dialing from the registered number
• Check network signal
• Confirm you have airtime

Incorrect PIN Error?

Solution:

• Reset your USSD PIN via *894#
• Visit a First Bank branch if locked out

“Service Temporarily Unavailable”?

Solution:

• Wait a few minutes and retry
• Use the FirstMobile App or ATM as backup

Security Tips When Checking Your Balance

To stay safe in 2026:

• Never share your USSD PIN
• Avoid dialing codes in public places
• Use your own phone only
• Contact First Bank customer care immediately if your phone is stolen

First Bank regularly publishes customer safety updates on its verified platforms.

Frequently Asked Questions (FAQ)

What is the First Bank balance check code in 2026?

The official code is *894*00#.

Can I check my First Bank balance without airtime?

No. A small airtime balance is required for USSD services.

Does *894# work on all networks?

Yes. MTN, Airtel, Glo, and 9mobile all support *894#.

Is internet required?

No. USSD works completely offline.

Can I use *894# on another phone?

Only if the phone number is linked to your First Bank account.

Save the code 89400# on your phone today so you can check your First Bank account balance anytime, anywhere—no internet needed.

Final Thoughts

In 2026, the first bank balance check code 2026 remains one of the fastest and most reliable banking tools in Nigeria. While apps and internet banking are useful, USSD continues to dominate because of its simplicity, speed, and accessibility.

If you want instant balance checks, minimal stress, and maximum reliability, 89400# is still your best option.

Stay informed. Bank smart.

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