First Bank Account Balance Check Nigeria 2026 – Complete Guide

First Bank Account Balance Check Nigeria 2026 

Learn how to check your First Bank account balance Nigeria 2026 using easy USSD codes, mobile apps, online banking, WhatsApp banking, ATM and customer care methods.

Managing your money confidently starts with knowing how much you have in your account. Whether you’re budgeting, planning a payment, or just staying on top of your finances, knowing how to check your First Bank account balance Nigeria 2026 is essential. In this comprehensive, user-first guide, we explore all the trusted, up-to-date methods you can use — from quick phone codes to apps, internet banking, WhatsApp Chat Banking, and more — so you can check your balance safely and easily.

What You Need to Know About First Bank Balance Checks

First Bank of Nigeria is one of the country’s oldest and largest financial institutions, serving millions of customers with modern banking services. Whether you’re using a basic phone or a smartphone, there’s a convenient way to see your account balance as of 2026.

Here’s how to check your balance — and how each method works so you can choose the one that best fits your situation.

1. Check Balance via USSD Code (No Internet Needed)

What Is USSD Banking?

Unstructured Supplementary Service Data (USSD) lets you interact with bank services using short codes dialled from your phone’s dialer. It doesn’t require an internet connection or smartphone, and it’s useful for quick tasks like balance checks, transfers, airtime purchase, and more.

First Bank Balance Check USSD Code

To check your First Bank balance using USSD:

1. Use the phone number linked to your First Bank account.
2. Dial: *894*00# on your phone.
3. Enter your 5-digit USSD PIN when prompted.
4. Your current balance will be displayed or sent to you via SMS.

Note: You must first register for the 894# Quick Banking service* before you can use it. Registration is done by dialing *894*0# and following the prompts to link your debit card and create a unique 5-digit PIN.

2. Using the FirstBank Mobile App

FirstMobile App

If you have a smartphone and internet access, the FirstBank Mobile App (often called FirstMobile) lets you instantly view your balance along with recent transactions and account details.

How to Use the App

1. Download the app:
   • Android users: Google Play Store
   • iPhone users: Apple App Store
2. Register and activate the app with your First Bank account details and linked phone number.
3. Log in with your credentials (secure PIN and OTP).
4. Your account balance appears on the dashboard immediately.

Mobile apps are fastest for regular users, providing not just balance checks but also transactions, bill payments, and alerts.

3. Internet Banking via FirstOnline

FirstOnline Banking

First Bank’s online banking platform, often called FirstOnline, lets you check your balance and manage your account from any web browser — ideal for desktop or tablet users.

Steps to Check Balance Online

1. Visit the official First Bank internet banking portal.
2. Log in with your username and password.
3. Navigate to your Accounts section.
4. View your current balance and recent transactions.

Online banking is particularly convenient when you’re at a computer and want a broader view of your financial activity.

4. WhatsApp Chat Banking (New & Convenient)

What Is WhatsApp Chat Banking?

First Bank now offers a Chat Banking service via WhatsApp, enabling balance checks and other transactions using secure chat — an increasingly popular option for mobile users.

How to Use It

1. Add FirstBank on WhatsApp using the number: 08124444000.
2. Say “Hi” to begin and follow verification steps.
3. After setup, you can check your balance by typing or selecting the option in the chat menu.

Note: This service requires your WhatsApp number to match the one registered with your First Bank account, and you’ll set up a secure WhatsApp PIN during onboarding.

There may be a small fee (e.g., N10). Chat Banking also supports transfers, bills, data and airtime purchases — making it a versatile option.

5. ATM Balance Check

At an ATM

Another straightforward way to check your balance is through an ATM:

1. Visit any First Bank ATM across Nigeria.
2. Insert your First Bank debit card and enter your ATM PIN.
3. Select Balance Inquiry from the menu.
4. Your account balance will be displayed on screen.

Note: Other banks’ ATMs may also show your balance but could charge extra service fees.

6. Via First Bank Customer Care

If digital methods are unavailable and you’d rather speak to support:

• Call First Bank’s main customer care lines:
  • 0700FIRSTCONTACT (0700-34778-2668228)
  • +234 708 062 5000
  • +234 1 448 5500

A representative can help guide you through balance checks and other account queries safely.

Tips for Safe and Efficient Balance Checks

Use Registered Contact Details

Always use the phone number linked to your First Bank account for USSD and WhatsApp services. Requests from unregistered numbers will not work.

Protect Your PINs

• Never share your USSD or app PIN with others.
• For USSD banking, you create a 5-digit Quick Banking PIN during the registration process.
• For app and online banking, use strong, unique passwords and enable two-factor authentication.

Keep Your Contact Updated

If you change your phone number, visit a branch or update in the app/online to ensure you continue accessing balance checks.

Common Issues & How to Solve Them

USSD Code Not Working

If *894*00# doesn’t work:

• Ensure your phone number is linked to your First Bank account.
• Confirm your USSD banking service is activated via *894*0#.
• Contact customer care if problems persist.

App Login Problems

• Verify your credentials carefully.
• Check your internet connection before logging in.
• Ensure your app is updated to the latest version from Google Play or the Apple Store.

Ready to check your First Bank balance right now?
Dial *894*00# on your linked phone or open the FirstMobile app to see your balance instantly and securely.

Keeping track of your finances is easier than ever with multiple reliable methods at your fingertips — all tailored for Nigerians in 2026.

Conclusion

Knowing how to check your First Bank account balance Nigeria 2026 empowers you to take control of your finances — whether you’re using a basic phone without internet, a smartphone app, WhatsApp, online banking, or an ATM. From the versatile *894# USSD service to intuitive mobile and online platforms, First Bank offers options for every user.

Explore the method that fits your lifestyle best, and don’t hesitate to contact customer care if you need assistance. With these tools, checking your balance is fast, secure, and convenient — anytime, anywhere.

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