 |
| How to Share Credit on MTN Nigeria |
Running out of airtime while a friend or family member has plenty? MTN's Share 'N Sell service lets you share credit on MTN instantly—transferring any amount from ₦50 to ₦50,000 in seconds using simple USSD codes like *323# or 600. In Nigeria's fast-paced life—where a quick call to Mum or topping up for a Bolt ride can mean everything—this feature is a lifesaver for over 80 million MTN users, free for small amounts and secure with PIN protection.
This ultimate guide shows how to share credit on MTN step-by-step, including PIN setup, daily limits, fees, app method, and troubleshooting—your complete resource for seamless transfers without the hassle.
Current MTN Share 'N Sell Limits and Fees
MTN updated limits in 2023—no major changes since, keeping it user-friendly.
|
Amount Transferred |
Fee Charged to Sender |
Minimum Balance After Transfer |
|---|---|---|
|
₦50 – ₦5,000 |
₦0 (free) |
₦0 |
|
₦5,001 – ₦50,000 |
₦10 – ₦100 (tiered) |
₦100 |
|
Daily Limit |
₦50,000 |
– |
- No fee for transfers under ₦5,000.
- Receiver gets exact amount—no deduction.
- Works on prepaid lines only.
Official MTN page: Share 'N Sell.
Quick CTA: Dial *323# right now—check if you're ready to share!
How to Set Up or Change Your Share 'N Sell PIN (First-Time Users)
Default PIN is 0000 (4 zeros)—change it for security.
Change PIN via USSD
1. Dial *600*DefaultPIN*NewPIN*NewPIN#
Example: *600*0000*1234*1234# (changes to 1234).
2. Confirmation SMS: "Your PIN has been changed."
If Forgotten PIN
Dial *600*OLDpin*NEWpin*NEWpin# doesn't work → visit any MTN store with ID.
Or call 180 > request PIN reset.
Never share your PIN—fraudsters use it to steal credit.
Step-by-Step: How to Share Credit on MTN Using *323# (Standard Code)
The easiest method—works on any phone.
- Dial *323#.
- Reply 1 (Share Credit).
- Enter recipient's MTN number.
- Enter amount (₦50–₦50,000).
- Enter your PIN.
- Confirm—both get SMS.
Direct Code Method (Faster)
Dial *600*RecipientNumber*Amount*PIN#
Example: *600*08031234567*500*1234# (sends ₦500).
Success message: "You have shared ₦500 with 0803..."
Recipient: "You have received ₦500 from..."
From MTN official Share 'N Sell Guide.
How to Share Credit Using MyMTN App (2024 Method)
App users get a smoother experience.
- Download myMTN NG from Google Play or App Store.
- Log in with your number.
- Tap Airtime > Share Credit.
- Enter recipient number and amount.
- Confirm with PIN—done!
App shows transfer history and frequent contacts.
How to Share Credit via SMS (Alternative Method)
Text-based for feature phones.
Format: transfer RecipientNumber Amount PIN
Example: transfer 08031234567 1000 1234
Send to 777.
Confirmation SMS arrives instantly.
Troubleshooting: "Transfer Failed" or "Insufficient Balance" Errors
Common issues and fixes:
- "Invalid PIN": Reset with 6000000NewPINNewPIN#.
- "Insufficient Balance": Need ₦100+ after transfer for large amounts.
- "Service Not Allowed": SIM not 90+ days old or blacklisted.
- Recipient Not Receiving: Wrong number or they have DND—ask them to dial 3232# to accept.
- Daily Limit Reached: Max ₦50,000/24hrs—wait till midnight.
For help, call 180 or WhatsApp 09033000001.
From TechCabal MTN Share Issues.
How to Check Your Share 'N Sell Transaction History
No direct code, but:
- MyMTN App > Airtime > Transaction history.
- Dial *310# for balance (shows recent deductions).
- Call 180 for last 5 transfers.
Security Tips to Protect Your Credit When Sharing
- Never share PIN.
- Use 6000000NewPINNewPIN# to change default immediately.
- Enable SIM lock when sleeping.
- Report fraud to 180 or NCC 622.
In 2024, SIM swap fraud dropped 30% thanks to NIN linkage—stay safe.
For more security, see our Low Data Android Apps for MTN Users in Nigeria
Sharing credit on MTN is fast, free (under ₦5,000), and secure with *323# or 600...# codes.
Dial *323# now and send ₦500 to a loved one—takes 10 seconds!
Which method do you use most—USSD or app? Comment below! Share with family, and subscribe for more MTN tips. Stay connected—share the love!
