How Much Is Euro to Naira Today

How much is Euro to Naira today November 22 2025: Black market ₦1,875, CBN official ₦1,735, transfer rates (Wise/WU) ₦1,700–₦1,780—live updates & best deals. 

Need the exact value of how much is Euro to Naira today? As of November 22, 2025, rates fluctuate between official CBN figures, parallel (black) market quotes, and transfer services—often differing by ₦50–₦150 per Euro due to Nigeria's dual forex system. This comprehensive guide delivers real-time rates across all channels, historical trends, influencing factors, and smart conversion tips to help you get the best deal.

Quick Rates Summary (November 22, 2025):

• Black Market (Parallel): Buy ₦1,860 – Sell ₦1,890 (Lagos average)
• Official CBN/NFEM Rate: ≈ ₦1,730 – ₦1,740
• Bank/Transfer Rate (e.g., Wise, Western Union): ₦1,710 – ₦1,780 (mid-market + fees)

Rates update constantly—black market leads for cash exchanges, while banks follow CBN guidelines.

Current Euro to Naira Exchange Rates (Live as of November 22, 2025)

Black Market / Parallel Market Rate

The most used for cash in Lagos, Abuja, Kano, and Port Harcourt.

Buying Rate (you sell Euro): ₦1,860 – ₦1,870

Selling Rate (you buy Euro): ₦1,880 – ₦1,890

Average: 1 EUR = ₦1,875 (midpoint)

Variation by city: Lagos/Abuja slightly higher than North.

Sources: Aggregated from Aboki dealers via Nairatoday.com, NgnRates.com, and live reports.

Official CBN & Bank Rate

CBN Investors & Exporters window (NFEM):

• 1 EUR ≈ ₦1,735 (as of last close November 21; November 22 opens ~same)
• Banks (GTB, Zenith, Access) add 1–3% margin:
• Buy Euro from you: ₦1,700 – ₦1,720
• Sell Euro to you: ₦1,750 – ₦1,780

Form A/PTA rate (travel/education): Often better (~₦1,720).

Official CBN rates: CBN Exchange Rates.

Money Transfer & Online Rates

• Wise (TransferWise): Mid-market ~₦1,718 + low fee → Receiver gets ~₦1,700–₦1,710
• Western Union: ~₦1,680 – ₦1,720 (after fees)
• Remitly/WorldRemit: ₦1,690 – ₦1,740 (promotional rates common)

Best for sending from Europe to Nigeria—often beats banks.

Wise live converter: EUR to NGN.

Quick CTA: Check live personalized rate—visit Wise EUR to NGN or Xe.com now!

Historical Euro to Naira Trends (2025 Overview)

2025 saw volatility:

• January low: ~₦1,550
• April peak: ~₦1,848 (oil price surge)
• November average (so far): ~₦1,730 official / ₦1,850 black market

Year-to-date: Euro strengthened ~12% vs Naira due to Nigeria's forex shortages.

Chart idea: Imagine line graph here showing official vs black market gap widening in Q4 2025.

Data from Exchange-Rates.org 2025 History.

Factors Influencing Euro to Naira Rate Today

1. Oil Prices — Nigeria's main export; higher oil = stronger Naira.
2. CBN Policies — Forex restrictions, dollar auctions.
3. Inflation & Demand — Festive season spikes demand.
4. Global Events — ECB interest rates vs US Fed affect EUR strength.
5. Diaspora Remittances — Christmas season inflows.

November 2025: Rate pressure from year-end demand + low reserves.

How to Get the Best Euro to Naira Rate (2025 Tips)

• Cash (Black Market): Best rate but risky—use trusted Aboki.
• Bank Transfer: Safe, slightly lower (use GTB/Stanbic domiciliary).
• Online (Wise/Remitly): Excellent mid-market + low fees.
• Avoid Airports/Hotels: Worst rates (₦1,500–₦1,600).

For large amounts (>€5,000): BDC or bank Form A.

Related: Our guide to Dollar to Naira rates.

The question "how much is Euro to Naira today" on November 22, 2025, has multiple answers—black market ~₦1,875, official ~₦1,735. Black market offers the highest for cash sales; transfers like Wise give transparency.

Check live rates on Wise or Aboki apps now—rates change hourly!

Which rate matters most to you—black market, bank, or transfer? Share your city/experience in comments for community updates! Bookmark, share with diaspora friends, and subscribe for daily forex alerts. Maximize every Euro—convert smart today!