What is PalmPay USSD Code?

Discover what PalmPay USSD code is, how to use it, and the benefits of this quick mobile banking feature. Simplify payments without internet access.

In today’s fast-paced world, making transactions should be simple, quick, and accessible to everyone—even without internet data. That’s where PalmPay USSD code comes in. PalmPay, one of Nigeria’s leading mobile payment platforms, allows users to send money, buy airtime, and pay bills effortlessly. But many people still ask: what is PalmPay USSD code and how does it work?

This article will give you a complete breakdown of PalmPay’s USSD feature, including its uses, benefits, and why it’s one of the most convenient tools for mobile transactions.

What is PalmPay USSD Code?

The PalmPay USSD code is *652#. It is a simple, short dialing code that allows PalmPay users to access financial services on their phones without needing mobile data or internet connection.

With this USSD feature, you can:

Send money to PalmPay or other bank accounts
Buy airtime and mobile data
Pay electricity, cable TV, and other utility bills
Check your PalmPay account balance
Carry out transactions anytime, anywhere

👉 You can download the PalmPay app on Google Play Store or App Store for more features.

Why Use PalmPay USSD Code?

Not everyone has access to reliable internet at all times, which makes the PalmPay USSD code a lifesaver. Here are some reasons why it’s highly useful:

1. Convenience Without Internet

You don’t need mobile data to transfer money or recharge airtime. Just dial *652# and follow the prompts.

2. Available on All Networks

PalmPay’s USSD service works on major Nigerian telecom networks including MTN, Glo, Airtel, and 9mobile.

3. 24/7 Accessibility

Whether it’s midnight or during network downtime, the PalmPay USSD code is always available.

4. Safe and Secure

PalmPay uses secure verification steps to protect your transactions, ensuring your money stays safe.

How to Use PalmPay USSD Code

Getting started with PalmPay USSD is easy. Follow these simple steps:

Dial *652# from your registered mobile number.
Choose the transaction you want to perform (e.g., Send Money, Airtime, Bills).
Enter the required details (amount, recipient’s phone number or account number).
Confirm the transaction with your PalmPay PIN.
Receive instant confirmation of your transaction.

That’s it! Fast and stress-free.

PalmPay USSD vs PalmPay App

Some people wonder whether they should use the USSD code or the app. Here’s a quick comparison:

PalmPay USSD Code: Best for users without internet or when mobile data is unavailable.
PalmPay App: Offers more advanced features like cashback rewards, promo offers, and tracking transaction history.

💡 Pro Tip: For a complete experience, it’s best to use both. Install the PalmPay app and keep the USSD code handy for offline use.

Common Questions About PalmPay USSD

Does PalmPay USSD work on all phones?

Yes, the code works on both smartphones and basic feature phones.

Is PalmPay USSD free to use?

While PalmPay doesn’t charge for most transactions, your mobile network provider may apply a small USSD session fee.

Do I need to register before using PalmPay USSD?

Yes, you must have a PalmPay account. You can create one easily on the PalmPay official website or via the mobile app.

Final Thoughts

The PalmPay USSD code (*652#) is a game-changer for anyone who wants fast, reliable, and secure financial transactions without depending on internet data. Whether you’re sending money, buying airtime, or paying bills, this feature ensures you stay connected anytime, anywhere.

👉 Ready to get started? Download the PalmPay app on Google Play or App Store, and enjoy the best of both the app and USSD services today.