PalmPay USSD Code to Transfer Money in 2025

PalmPay USSD Code to Transfer Money in 2025
PalmPay USSD Code to Transfer Money in 2025



Discover the PalmPay USSD code to transfer money in 2025. Learn how to send funds, check balances, and enjoy easy mobile banking without internet.


Mobile banking has transformed how Nigerians manage money, and PalmPay is one of the leading fintech platforms making cashless transactions easier. While most people use the PalmPay app, not everyone has consistent internet access. That’s where the PalmPay USSD code to transfer money comes in handy. As of 2025, this simple code allows you to send money, check your account, and even pay bills directly from your phone—no data required.

If you want fast, secure, and reliable transfers using PalmPay, this guide will show you everything you need to know.

What is the PalmPay USSD Code?

The PalmPay USSD code is a short dial code that allows customers to access PalmPay banking services without using the mobile app or internet connection. By simply dialing the code on your phone, you can make transfers, buy airtime, and perform other transactions conveniently.

This feature is especially useful for people in areas with poor internet connectivity or those using basic phones.

PalmPay USSD Code to Transfer Money in 2025

As of 2025, the official PalmPay USSD code to transfer money is *652#. Once you dial this on your registered mobile line, you’ll gain access to the PalmPay quick menu where you can choose the “transfer” option.

How to Transfer Money Using PalmPay USSD

To send money with PalmPay’s USSD service:

  1. Dial *652# on your phone.
  2. Select the “Transfer Money” option.
  3. Enter the recipient’s account number.
  4. Choose the bank (PalmPay or other Nigerian banks).
  5. Input the amount you wish to send.
  6. Enter your PalmPay PIN to confirm.
  7. Wait for a confirmation SMS of your successful transfer.

Benefits of Using PalmPay USSD for Transfers

Using the PalmPay USSD code comes with several advantages:

  • No internet required – works even on basic phones.
  • Fast and secure – transactions are processed within seconds.
  • Available 24/7 – send money anytime, anywhere.
  • Affordable – lower transaction fees compared to traditional banks.
  • User-friendly – simple menu navigation for all users.

Other Services Available with PalmPay USSD

Aside from money transfers, you can also:

  • Check your PalmPay account balance.
  • Buy airtime or mobile data.
  • Pay electricity, TV, and water bills.
  • Access mini-statements.
  • Link and manage multiple bank accounts.

Tips for Safe PalmPay USSD Transactions

To keep your funds safe while using PalmPay’s USSD service:

  • Never share your PIN with anyone.
  • Always confirm the recipient’s account before sending money.
  • Use the USSD code only on your registered SIM card.
  • Contact PalmPay customer care if you notice suspicious activity.

Why PalmPay USSD is Important in 2025

The Nigerian financial sector is rapidly shifting towards cashless systems, and platforms like PalmPay are making sure everyone can participate. With the USSD code, even users in rural areas without smartphones can enjoy the benefits of digital banking.

For example, if you run a small business or need to send urgent money to family, you don’t have to worry about internet access—the PalmPay USSD service has you covered.


The PalmPay USSD code to transfer money in 2025 is *652#, making transactions fast, safe, and convenient for all users. Whether you’re in a city with poor internet or using a basic phone, this service ensures you can still enjoy seamless financial services.

If you want more fintech tips, you can check out related guides on androidpols.com.ng. You can also read more about financial inclusion and mobile banking trends from CBN official resources.

Take control of your finances today—dial *652# and start making easy PalmPay transfers without internet!


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