Kuda Bank Code for Transfer: How to Send Money Easily in 2025

Kuda Bank Code for Transfer

Learn the official Kuda Bank code for transfer in 2025. Discover how to send money with Kuda using USSD, the mobile app, and other secure options.

Why You Need the Kuda Bank Code for Transfer

Banking in Nigeria has become more digital than ever, and Kuda Bank stands at the center of this transformation. Known as “the bank of the free,” Kuda allows customers to transfer money, pay bills, and manage their finances without stress. But if you’re new to the platform, you might be asking: What is the Kuda Bank code for transfer, and how do I use it?

In this guide, we’ll walk you through the Kuda transfer code, alternative methods, and helpful tips to make your transactions smoother and more secure.

Does Kuda Have a USSD Code for Transfer?

Unlike traditional banks, Kuda is a digital-only bank without physical branches. As of 2025, Kuda does not operate its own unique USSD code for transfers. Instead, it partners with traditional banks and mobile operators to make USSD transfers possible.

This means you can still send money to or from your Kuda account using common USSD banking codes provided by other banks.

For direct and official updates, always check the Kuda website.

How to Transfer Money from Kuda Without a Code

Since Kuda’s primary focus is mobile banking, the easiest way to send money is through the Kuda app.

Steps to Transfer Money Using the Kuda App:

Download and install the Kuda Bank mobile app (available on Google Play and the App Store).
Log in with your registered email and password.
Tap Payments on the home screen.
Select Send Money.
Enter the recipient’s account number, choose the bank, and confirm.
Approve the transaction with your PIN or biometrics.

Transfers via the app are instant and free for up to 25 transactions per month.

Alternative Kuda Transfer Options with USSD

Although Kuda doesn’t have a direct transfer code, you can still fund or transfer from your account using third-party USSD codes:

1. Transfer from GTBank to Kuda

Dial *737# on your mobile device.
Select Transfer to Other Banks.
Enter your Kuda account details.
Confirm with your PIN.

2. Transfer from Access Bank to Kuda

Dial *901#.
Choose Transfer.
Enter your Kuda account details.
Confirm transaction.

3. Transfer from UBA to Kuda

Dial *919#.
Select Transfer to Other Banks.
Input Kuda details and confirm.

This process works with most Nigerian banks that support NIP (NIBSS Instant Payments).

Benefits of Using the Kuda Bank Transfer System

Why should you use the Kuda Bank code for transfer alternatives or the Kuda app? Here are some advantages:

No hidden charges – Enjoy free transfers up to a limit.
User-friendly app – Easy navigation with modern features.
Instant notifications – Get alerts for every transaction.
Seamless integration – Works with traditional banks via USSD.

According to TechCabal, digital banks like Kuda are redefining how Nigerians interact with money by cutting costs and increasing transparency.

Common Issues with Kuda Transfers and How to Solve Them

Even with its smooth service, users may face challenges when using the Kuda app or third-party USSD. Here are solutions:

Failed transfer but money deducted – Wait a few minutes; if unresolved, contact Kuda via in-app chat or email at help@kuda.com.
Wrong account credited – Always double-check account numbers before confirming.
Network issues – Try again during off-peak hours or switch to another channel.

For faster help, use the in-app chat support on the Kuda app.

Tips for Safe and Fast Transfers on Kuda

To make the most of your Kuda transfers:

Use the app for direct transactions instead of relying solely on third-party USSD.
Always verify recipient account names before sending money.
Enable two-factor authentication and secure your PIN.
Keep the app updated to access the latest features.

The Smart Way to Use Kuda Bank for Transfers

While Kuda Bank does not yet have a dedicated USSD transfer code, customers can still send money seamlessly through the Kuda app or by using third-party bank USSD codes. This hybrid model gives users flexibility, ensuring that whether you’re online or offline, you can complete your transactions.

If you haven’t yet, download the Kuda Bank mobile app today and enjoy the ease of free, fast, and secure money transfers in 2025. Banking has never been this simple!