How to Create MTN Transfer PIN (2025 Guide) – Send Airtime Securely
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| How to Create MTN Transfer PIN (2025 Guide) – Send Airtime Securely |
Do you want to transfer airtime from your MTN line to another MTN number? You’ll need to create or reset your MTN Transfer PIN first. In this complete 2025 guide, you’ll learn how to create MTN transfer PIN, change it, and securely share airtime using the correct USSD codes.
Whether you're sending airtime to friends, family, or multiple lines, this step-by-step tutorial will help you get started.
What is MTN Transfer PIN?
The MTN Transfer PIN is a 4-digit Personal Identification Number that authorizes and protects your airtime transfers. Without this PIN, you won’t be able to send airtime from your MTN line to another user.
By default, every MTN line comes with a default transfer PIN: 0000. You’ll need to change it to your personal PIN before using the service.
Step-by-Step: How to Create MTN Transfer PIN in 2025
There are two main ways to create or change your MTN transfer PIN:
Method 1: Using USSD Code
- Open your phone’s dialer.
- Dial this code:
*321*DefaultPIN*NewPIN*NewPIN# - Press Send.
Example:
If your new PIN is 1234, dial:
*321*0000*1234*1234#
You’ll receive a message:
“Your MTN Share PIN has been changed successfully.”
Method 2: Via SMS
- Go to your messaging app.
- Send an SMS in this format:
DefaultPIN NewPIN NewPIN - Send it to: 321
Example:
0000 1234 1234
You will get an SMS confirmation once the PIN is changed.
Tips for Choosing a Secure MTN Transfer PIN
- Use a unique 4-digit PIN that you can remember.
- Avoid using obvious numbers like
1234,0000, or your birthday. - Never share your PIN with anyone.
- Change your PIN if you suspect someone else knows it.
How to Transfer Airtime After Creating MTN PIN
Once your PIN is set, follow these steps to send airtime:
USSD Method:
- Dial:
*321*RecipientNumber*Amount*PIN# - Press Send.
Example:
To send ₦500 to 08031234567 with PIN 1234, dial:
*321*08031234567*500*1234#
You will receive a confirmation message from MTN once the transfer is successful.
How to Change MTN Transfer PIN
If you want to change your current PIN:
- Dial:
*321*OldPIN*NewPIN*NewPIN#
Example:
To change your PIN from 1234 to 4321, dial:
*321*1234*4321*4321#
MTN will confirm that your PIN has been updated.
How to Reset MTN Transfer PIN (Forgotten PIN)
If you forgot your transfer PIN, you can reset it through customer care or by calling MTN support.
Call MTN Customer Care:
- Dial 300 on your MTN line.
- Request a transfer PIN reset.
- Follow the verification process (you may be asked for your name, last recharge, etc.)
- Once verified, they will reset your PIN to the default
0000. - You can then change it using the methods above.
Use MyMTN App for PIN & Airtime Transfer
You can also manage your transfer PIN and airtime using the MyMTN App:
- Download MyMTN App from the Google Play Store or Apple App Store.
- Log in with your MTN number.
- Tap Airtime & Data > Share Airtime.
- You can create, change, or use your transfer PIN right inside the app.
Quick Summary of MTN Transfer Codes
| Action | USSD Code / SMS Format |
|---|---|
| Create Transfer PIN (USSD) | *321*0000*NewPIN*NewPIN# |
| Create Transfer PIN (SMS) | 0000 NewPIN NewPIN → Send to 321 |
| Send Airtime (USSD) | *321*Recipient*Amount*PIN# |
| Change Transfer PIN | *321*OldPIN*NewPIN*NewPIN# |
| Reset PIN (Forgot PIN) | Call 300 or use MyMTN App |
Frequently Asked Questions (FAQs)
Q1: Can I use the same PIN for all airtime transfers?
Yes. Once created, your MTN transfer PIN remains the same until you change it.
Q2: Is there a limit to airtime transfer?
Yes. You can transfer from ₦50 to ₦5,000 per transaction and up to ₦50,000 per day.
Q3: Can I transfer to other networks?
No. MTN Share only works from MTN to MTN.
Q4: What if someone else uses my phone and PIN to transfer airtime?
You are responsible for securing your PIN. Always keep it private.
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