How to Borrow Airtime from Airtel Nigeria – A Step-by-Step Guide (2025)
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| How to Borrow Airtime from Airtel Nigeria |
Are you out of airtime and urgently need to make a call, send a message, or browse the internet? No worries! Airtel Nigeria offers a convenient way to borrow airtime when you need it most. This service, called Airtel Credit Loan (also known as Extra Credit or Extra Airtime), is quick, easy, and available to eligible prepaid customers.
In this guide, you'll learn everything about how to borrow airtime from Airtel, the eligibility criteria, USSD codes, and important tips.
Quick Answer:
To borrow airtime from Airtel, dial:
*500# or *500*amount#
For example, to borrow ₦200 airtime, dial:
*500*200#
Step-by-Step Guide on How to Borrow Airtime from Airtel
-
Ensure You're Eligible
To borrow airtime from Airtel, you must:- Be a prepaid Airtel customer
- Have recharged at least ₦250 monthly
- Have used your line for 3 months or more
- Have no unpaid Airtel loan
-
Choose the Right Code There are two main methods:
A. Using USSD Menu:
- Dial
*500# - Select option 2: Borrow Airtime
- Choose the amount you want to borrow (e.g., ₦100, ₦200, ₦500, ₦1000, etc.)
- Confirm your selection
B. Direct Borrow Code:
- Dial
*500*Amount# - Example:
*500*100#to borrow ₦100 instantly
- Dial
-
Receive Your Airtime
Once successful, Airtel will credit your line immediately, minus a 15% service fee.For instance, if you borrow ₦100, you’ll receive ₦85.
Airtel Extra Credit Loan Amounts
You can borrow:
- ₦100
- ₦200
- ₦300
- ₦500
- ₦1,000
- ₦2,000 (Available amounts depend on your recharge history)
Airtel Airtime Loan Service Fee
- 15% service charge is deducted upfront.
- Loan repayment is automatic from your next recharge.
How to Repay Airtel Borrowed Airtime
No extra step needed! Airtel will automatically deduct the borrowed amount and the fee once you recharge.
What Can You Use Borrowed Airtime For?
- Make voice calls (local & international)
- Send SMS
- Buy data bundles
- Subscribe to services
- Roaming (if enabled)
Frequently Asked Questions (FAQs)
Q: Can I borrow data directly?
A: Yes! Dial *500# and select Borrow Data.
Q: I’m not eligible – what should I do?
A: Make sure you’ve been active for 3 months, recharge regularly, and clear any existing debt.
Q: How do I check my Airtel loan balance?
A: Dial *500# and select Check Loan Balance.
Final Thoughts
Airtel's Extra Credit service is a lifesaver when you urgently need airtime but can’t recharge immediately. With just a few taps on your phone, you can stay connected anytime, anywhere. Just remember to pay back your loan promptly to stay eligible for more!
Tip: Bookmark this post or share it with friends so they always know how to borrow airtime on Airtel when needed.
