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How to Activate Zenith Bank Transfer Code for Easy Mobile Banking

How to Activate Zenith Bank Transfer Code for Easy Mobile Banking

How to Activate Zenith Bank Transfer Code for Easy Mobile Banking


Learn how to activate Zenith Bank transfer code *966# in simple steps. Send money, buy airtime, and pay bills securely without internet.


Do you want to transfer money, buy airtime, or pay bills without visiting the bank or using the internet? The Zenith Bank transfer code makes it possible. By dialing *966# on your phone, you can access instant mobile banking anywhere in Nigeria.

In this guide, we’ll walk you through how to activate Zenith Bank transfer code, the requirements, and the benefits of using USSD banking.

What is the Zenith Bank Transfer Code?

The official Zenith Bank transfer code is *966#, also called EazyBanking. It is a USSD (Unstructured Supplementary Service Data) service that allows Zenith Bank customers to perform transactions quickly and securely on their mobile phones.

This code works on both smartphones and basic phones, giving customers a reliable banking option without needing internet access.

👉 For more details, you can visit the Zenith Bank Official Website.

Requirements to Activate Zenith Bank Transfer Code

Before activating the Zenith Bank transfer code, make sure you have the following:

  • An active Zenith Bank account (savings or current).
  • A registered phone number linked to your bank account.
  • A mobile device (works on any network in Nigeria).
  • At least ₦1–₦5 airtime for USSD session charges.

Step-by-Step Guide on How to Activate Zenith Bank Transfer Code

Follow these steps to activate the Zenith Bank transfer code easily:

  1. Dial 96600# on your registered phone number.
  2. Enter the last four digits of your Zenith Bank debit card.
  3. Create a 4-digit PIN for your USSD transactions.
  4. Confirm the PIN to complete registration.
  5. Once done, you will receive a confirmation message, and your transfer code is activated.

You can now use *966# to transfer funds, check balance, buy airtime, and pay bills instantly.

How to Use the Zenith Bank Transfer Code

Once activated, here’s how you can use the transfer code for different transactions:

1. Transfer Money

  • Dial 966AmountAccount Number#*
  • Select the bank and confirm with your USSD PIN.

2. Check Account Balance

  • Dial 96600#

3. Buy Airtime (Self)

  • Dial 966Amount#

4. Buy Airtime (Others)

  • Dial 966AmountRecipient’s Number#*

5. Pay Bills

  • Dial *966#, select “Bill Payments,” and follow the prompts.

👉 For an alternative digital option, download the Zenith Bank Mobile App (Google Play Store).

Benefits of Activating the Zenith Bank Transfer Code

The Zenith Bank USSD code comes with many benefits, including:

  • 24/7 access to your money.
  • No internet required, making it useful in remote areas.
  • Fast transactions within seconds.
  • Secure banking with a personalized 4-digit PIN.
  • Convenience, reducing the need to visit a bank branch.

For broader financial inclusion benefits, check the Central Bank of Nigeria (CBN).

Troubleshooting Common Issues

Sometimes, customers face issues when activating or using the Zenith Bank transfer code. Here are solutions to common problems:

  • Invalid PIN – Reset by dialing *966# and following prompts.
  • Number not recognized – Ensure the phone number is linked to your Zenith Bank account.
  • Session time-out – Check network coverage before retrying.
  • USSD not working – Contact Zenith Bank customer care via 012787000.

Alternative Ways to Transfer Money with Zenith Bank

If you prefer not to use USSD, you can also transfer money through:

  1. Zenith Bank Mobile App – Download on Google Play Store.
  2. Internet Banking – Login via Zenith Internet Banking.
  3. ATM Services – Withdraw or transfer directly.
  4. Bank Branches – Visit any Zenith Bank location nationwide.

Activating the Zenith Bank transfer code is one of the easiest ways to take control of your banking. By dialing 96600#, you can register and start making secure transactions without needing data or visiting a branch.

For a more complete banking experience, combine the USSD service with the Zenith Bank Mobile App.

Take action today—activate your Zenith Bank transfer code and enjoy seamless, stress-free banking on the go.


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