Fidelity Bank Code: Simple Guide to Banking with USSD in 2025

Photo of Fidelity Bank branch(credit to Nigeria stories)

Learn how to use the Fidelity Bank code *770# for transfers, airtime, bill payments, and more. A quick, secure, and easy way to bank on the go.

Why Fidelity Bank Code Matters

Banking should be simple, fast, and stress-free. With the Fidelity Bank code, customers can carry out essential transactions directly from their mobile phones without needing internet access. This service is especially useful for people who prefer convenience and want to avoid long queues in banking halls.

In this guide, we’ll explain what the Fidelity Bank USSD code is, how it works, its benefits, and the most important shortcodes you need to remember in 2025.

What is the Fidelity Bank Code?

The Fidelity Bank USSD code is *770#, a unique shortcode that allows customers to perform banking transactions on any mobile phone. This service works on all networks in Nigeria and does not require data or a smartphone.

You can use the code to:

Transfer money to Fidelity Bank or other banks
Buy airtime and data for yourself or others
Pay bills such as electricity and cable TV
Check your account balance and mini statement
Open a Fidelity Bank account instantly

For official details, you can visit the Fidelity Bank USSD Banking page.

How to Register for Fidelity Bank USSD Banking

To start using the Fidelity Bank code:

Dial *770# on your registered mobile number.
Enter your Fidelity Bank account number.
Create a 4-digit PIN for transactions.
Confirm registration and start banking immediately.

Once registered, you can use different USSD combinations for various services.

Fidelity Bank Code for Different Transactions

Here’s a breakdown of the most commonly used Fidelity Bank codes:

Check account balance: 7700#
Transfer to Fidelity Bank accounts: 770Account Number*Amount#
Transfer to other banks: 770Account Number*Amount# (then select the bank)
Buy airtime (self): 770Amount#
Buy airtime (others): 770Phone Number*Amount#
Buy data: *770# and follow the menu
Pay bills: *770# and select the biller (DSTV, PHCN, etc.)
Block account or ATM card: 770911#

These codes ensure that banking services are just a few seconds away.

Benefits of Using Fidelity Bank Code

Using the Fidelity Bank USSD code comes with many advantages:

Convenience: Works anytime, anywhere—even without internet.
Speed: Transactions take less than a minute.
Accessibility: Works on all mobile phones, including basic phones.
Security: Every transaction requires a PIN for verification.
24/7 availability: You don’t need to visit a bank branch or ATM.

Fidelity Bank Mobile App vs. USSD Code

While the USSD code is great for quick transactions, Fidelity Bank also offers a robust mobile app. The Fidelity Bank Mobile App is available on Google Play Store and App Store for smartphone users.

USSD Code: Best for offline banking and users without smartphones.
Mobile App: Provides a wider range of features, including card management, loan applications, and lifestyle services.

Both tools complement each other, giving customers flexibility.

Tips for Safe Banking with USSD Codes

When using the Fidelity Bank code, keep these safety tips in mind:

Never share your PIN with anyone.
Always confirm the recipient’s name before completing a transfer.
Avoid using USSD on public or shared phones.
Use 770911# immediately if your phone is stolen to block your account.

For extra guidance, you can also check the Central Bank of Nigeria’s tips on safe mobile banking.

Frequently Asked Questions (FAQs)

Q: What is the Fidelity Bank transfer code?
The transfer code is *770# and can be used for sending money to Fidelity or other banks.

Q: Can I use the Fidelity Bank USSD code without airtime?
No, you’ll need at least a small amount of airtime to process USSD transactions.

Q: Is there a daily transaction limit?
Yes, the limit is usually ₦100,000 per day for transfers and ₦20,000 for airtime.

Q: Can I use the code on any SIM card?
You must use the SIM linked to your Fidelity Bank account.

Start Banking Smarter with Fidelity Bank Code

The *Fidelity Bank code (770#) is one of the easiest ways to manage your money in Nigeria today. Whether you want to transfer funds, recharge airtime, or pay bills, this service makes it fast and reliable.

👉 Dial *770# now or download the Fidelity Bank Mobile App to enjoy seamless banking on the go. Banking has never been this easy—take control of your finances today!