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| FCMB Transfer Code (photo credit Naira metrics) |
Learn how to use the FCMB transfer code (*329#) to send money, buy airtime, and pay bills instantly. Simple, secure, and available on any mobile phone.
Fast and Simple Banking with FCMB
Banking has become faster and more convenient than ever before, thanks to USSD technology. If you’re an FCMB customer, you don’t need the internet or even a smartphone to manage your finances. With the FCMB transfer code (*329#), you can send money, pay bills, and buy airtime in seconds. This service is designed for both smartphone and basic phone users, making banking truly accessible anytime, anywhere.
What is the FCMB Transfer Code?
The FCMB transfer code is *329#, a USSD code that allows customers of First City Monument Bank (FCMB) to perform transactions directly from their mobile phones.
With this code, you can:
- Transfer money to FCMB and other banks
- Buy airtime for yourself or others
- Pay utility bills (electricity, TV subscriptions, etc.)
- Check account balances
- Open a new FCMB account instantly
It’s a secure, fast, and reliable method of mobile banking.
How to Activate the FCMB Transfer Code
Before using the service, you need to activate it. The process is simple:
- Dial
*329#on your registered FCMB phone number. - Follow the on-screen instructions to register.
- Create a 4-digit PIN for transaction authentication.
- Once set, you can start using the FCMB USSD banking service immediately.
This activation process ensures your transactions remain safe and secure.
How to Transfer Money Using FCMB Transfer Code
Sending money with FCMB is quick and easy. Here’s how:
-
To transfer to an FCMB account:
Dial*329*Amount*Account Number#.
Example: 3295000*1234567890# -
To transfer to another bank:
Dial*329*Amount*Account Number#and select the recipient bank from the list provided.
You’ll be asked to confirm with your 4-digit PIN before the transaction is completed.
Other Transactions with FCMB *329# Code
The FCMB transfer code does much more than money transfers. Here are other key services:
- Check Balance: Dial 32900#
- Airtime Purchase (Self): Dial 329Amount#
- Airtime Purchase (Others): Dial 329Amount*Recipient’s Number#
- Bill Payments: Pay electricity, water, and cable TV bills directly from your phone.
- Account Opening: Dial *329# and follow the prompt to open a new FCMB account.
This makes *329# a one-stop solution for banking on the go.
Benefits of Using the FCMB Transfer Code
- No internet required – works on all mobile phones.
- Available 24/7 – make transfers any time of the day.
- Secure transactions – every action is protected with your unique PIN.
- Convenience – no need to visit a bank or ATM for simple services.
- Accessibility – works across all Nigerian mobile networks (MTN, Airtel, Glo, 9mobile).
Alternative Ways to Transfer Money with FCMB
Apart from the USSD code, FCMB also provides other digital channels:
-
FCMB Mobile App – Available on Google Play Store and Apple App Store. The app offers a full digital banking experience with more features than USSD.
-
Internet Banking – Through the official FCMB website, customers can perform advanced banking tasks like managing multiple accounts, making bulk payments, and checking detailed statements.
-
ATM & Branches – For those who prefer traditional banking, FCMB branches and ATMs remain available nationwide.
When FCMB Transfer Code Doesn’t Work
If you encounter issues with the FCMB USSD service:
- Ensure you are using the phone number linked to your FCMB account.
- Check that you have network coverage.
- Confirm that your daily transfer limit has not been exceeded.
- Contact FCMB customer care at 01-2798800 or via their official website if problems persist.
Frequently Asked Questions
Q: What is the FCMB transfer code?
A: The transfer code is *329#, which enables quick mobile transactions.
Q: Is there a transfer limit with the FCMB USSD code?
A: Yes, daily limits apply. However, you can increase your limit by visiting an FCMB branch.
Q: Can I use the FCMB code without airtime?
A: No, you need a small amount of airtime for USSD charges, usually deducted per transaction.
Q: Is the FCMB transfer code secure?
A: Yes, as long as you keep your PIN private.
Take Control of Your Banking with FCMB *329#
The *FCMB transfer code (329#) makes banking simple, fast, and secure. Whether you need to send money, recharge your phone, or pay bills, everything is just a few taps away.
👉 Start using the service today by dialing *329# or download the FCMB Mobile App for an even richer digital banking experience. Stay in control of your money—anytime, anywhere!
