What is the USSD Code for Moniepoint? A Simple Guide for Fast Banking Without Internet
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| What is the USSD Code for Moniepoint? |
Moniepoint, one of Nigeria’s most reliable digital financial platforms, offers a USSD banking option to make transactions quick and accessible—even without an internet connection. Whether you are a business owner, agent, or everyday customer, knowing the correct Moniepoint USSD code can save you time and effort.
In this article, you'll learn what the USSD code for Moniepoint is, how to activate it, what services are available, and how to use it effectively.
What is the USSD Code for Moniepoint?
As of the latest update, the official USSD code for Moniepoint is *5573#. This code allows users to access a range of financial services directly from any mobile phone, including feature phones, without needing internet or the Moniepoint app.
This USSD code is useful for:
- Sending money
- Checking account balance
- Paying bills
- Buying airtime and data
- Verifying transactions
How to Use *5573# for Moniepoint Transactions
To begin, make sure your phone number is linked to your Moniepoint account. Then, follow these steps:
- *Dial 5573# on your mobile phone
- Select from the menu options (e.g., transfer, airtime, check balance, etc.)
- Input the required details such as amount, recipient account, or PIN
- Confirm your transaction
That’s it. The service is available 24/7 and works on all major networks like MTN, Glo, Airtel, and 9mobile.
How to Activate the Moniepoint USSD Code
If you're a new user, you may need to first activate your USSD access. Here’s how:
- Register a Moniepoint business or personal account via the Moniepoint onboarding portal
- Link your preferred mobile number
- Use that number to dial *5573#
- You may be prompted to create a 4-digit PIN to secure your USSD banking
- Once setup is complete, you can start transacting immediately
Services You Can Access with *5573#
The *Moniepoint USSD code (5573#) supports several services, including:
- Transfer to other banks
- Account balance check
- Buy airtime and data
- Bill payment (DSTV, PHCN, etc.)
- Transaction history retrieval
- PIN change or reset
This makes it especially helpful for users in rural areas or poor network zones where internet-based apps may not function well.
Benefits of Using the Moniepoint USSD Code
Here are some reasons why many users and Moniepoint agents prefer USSD banking:
- No internet needed
- Fast and reliable
- Secure with PIN protection
- Works 24/7, including weekends
- Available across all mobile networks
It is also particularly useful for users who don’t own smartphones or have limited data plans.
Is There a USSD Fee?
Yes, using USSD may attract a small network charge, typically around ₦6.98 per session, which is standard across most banks and fintech platforms in Nigeria.
Troubleshooting Tips
If *5573# is not working:
- Ensure you’re dialing the code from your registered phone number
- Confirm there’s enough airtime for the network service fee
- Make sure your Moniepoint account is active
- Contact Moniepoint customer care if the issue persists
You can also log into your Moniepoint dashboard to check if your account has USSD functionality enabled.
The *Moniepoint USSD code (5573#) is a powerful tool for users who want fast, secure, and offline access to banking services. Whether you're transferring money, buying airtime, or paying bills, this code ensures you stay connected to your finances anytime, anywhere in Nigeria.
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