What Is the Full Name of Opay? Explained in 2025

What Is the Full Name of Opay

Curious about what Opay stands for? Despite its common brand name, many users still ask: what is the full name of Opay? Let’s dive into it.

Opay’s Official Full Name

The full name of Opay is Opera Pay. It originates from its parent company, Opera Software, known globally for the Opera web browser. When Opera expanded into fintech, it launched the mobile money platform in Nigeria and renamed its financial services arm to Opera Pay, later shortened to Opay.

Background and Brand Evolution

Opera Software officially launched its fintech arm in Nigeria in 2018. Since then, Opera Pay (Opay) has grown exponentially, offering:

Mobile wallet and payment services
Agency banking and POS support
Loans via Okash
Airtime, data, and utility payments
Business tools through the Opay Business App

This evolution reflects how the brand marries global tech heritage with local financial services.

Why the Name Matters

Understanding that Opay is derived from “Opera Pay” gives users confidence in its international affiliations and technological backing. It also explains the platform’s access to global investment and expansion strategies, while still serving millions of users in Nigeria.

For new users, you can open an Opera Pay account in minutes—just download the app, verify with your phone number, and you're good to go.

What Opay Stands For

Beyond its full name, Opay has come to symbolize key values:

Accessibility: Providing services for smartphone and feature phone users (via USSD)
Inclusivity: Serving urban and rural Nigerians via its agent network
Innovation: Integrating digital payments with tools for agents and small businesses

You can use USSD codes like *955# to transfer funds or check your balance without downloading the app—learn more in our Opay USSD transfer guide.

Final Recap

Full Name: Opera Pay (commonly known as Opay)
Parent Company: Opera Software Limited
Established in Nigeria: 2018, under Paycom Nigeria Limited
What It Offers: Digital wallet, POS services, loan access, business tools

Whether you're opening an account, funding via USSD, or exploring agent services, knowing that Opay stands for Opera Pay gives you deeper insight into the scale and reliability of the platform.

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