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USSD Code for Opay Transfer in 2025 – How to Send Money Without Internet

USSD Code for Opay Transfer in 2025 – How to Send Money Without Internet

USSD Code for Opay Transfer in 2025 – How to Send Money Without Internet


If you're looking for a fast, reliable, and internet-free way to send money using your Opay account, the Opay USSD code is the perfect solution. As of 2025, Opay's USSD service allows users to transfer money, check balances, and access core services using a simple short code.

What Is the USSD Code for Opay Transfer?

To send money from your Opay account using a feature phone or without data connection, dial:

*955#

This is the official Opay USSD code for all transactions in Nigeria.

Related: How to check Opay balance with USSD code

How to Transfer Money Using Opay USSD Code

Follow these steps to send money via USSD:

  1. Dial *955# from your registered phone number
  2. Select the option for “Transfer”
  3. Enter the recipient’s account number
  4. Choose the bank (including other Opay users)
  5. Input the amount
  6. Enter your Opay PIN to confirm the transaction

Your transfer will be completed instantly. You’ll also receive a confirmation SMS.

Example USSD Command:

To send ₦5000 to a GTBank account (0123456789), simply:

*955*2*0123456789*5000# → Then follow the prompts.

How to transfer money from GTB to Opay

Other Transactions Available via Opay USSD

Apart from transfers, you can also use *955# to:

  • Check your balance
  • Buy airtime or data
  • Fund your Opay wallet
  • Pay bills (DSTV, PHCN, etc.)
  • Open a new Opay account

Learn more about Opay account opening

Is Opay USSD Safe?

Yes, transactions made via Opay’s USSD code are protected by a secure PIN. Always keep your PIN private and avoid using public/shared phones for financial transactions.

Troubleshooting Common USSD Issues

If you get an error while using *955#, check the following:

  • Ensure you're dialing from the number linked to your Opay account
  • Confirm you have enough balance (for transfers or airtime purchase)
  • Make sure your SIM is active and not barred from USSD use
  • Restart your phone or try again later if network is poor

If issues persist, reach out to Opay customer care for quick support.


The Opay USSD code in 2025 makes mobile banking easier for Nigerians without smartphones or stable internet. With just *955#, you can send money, pay bills, and manage your finances anytime, anywhere.

To get started, dial *955# today and enjoy seamless financial access from your mobile device.


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