MTN MoMo Wallet in 2025: How to Register, Send & Withdraw Money in Nigeria
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| MTN MoMo Wallet in 2025: How to Register, Send & Withdraw Money in Nigeria |
Learn how to register, send, receive, and withdraw money using MTN MoMo Wallet in 2025. Includes USSD codes, app setup, benefits, and updated fees in Nigeria.
What Is MTN MoMo Wallet?
MTN MoMo (Mobile Money) is a digital wallet service that allows you to:
- Send and receive money
- Pay bills and buy airtime/data
- Withdraw cash without a bank account
- Get paid for goods and services
MTN MoMo works via USSD, app, or MoMo agents, and it’s available across Nigeria—even in rural areas.
How to Register for MTN MoMo in 2025
You can open a MoMo account without a smartphone or bank account.
Method 1: USSD Code (No Data Needed)
Dial *671#
→ Follow the prompts to register
→ Set a 4-digit MoMo PIN
You’ll receive an SMS confirming activation of your MoMo Wallet.
Method 2: MoMo App (Smartphone Users)
- Download the MoMo App on Play Store
- Open the app and sign up with your MTN number
- Verify with OTP → Create MoMo PIN
- You're set to send/receive money and more
How to Send Money with MTN MoMo
You can transfer money from your MoMo Wallet to:
- Another MoMo user
- Any bank account
- Even non-MTN users
USSD Method:
Dial *671#
→ Select “Send Money”
→ Enter recipient’s number or bank details
→ Confirm with your MoMo PIN
Transfer Fee: ₦10 – ₦50 depending on amount
How to Withdraw Money from MoMo
To withdraw cash:
- Visit any MTN MoMo agent near you
- Give them your number
- Approve withdrawal via *671#
- Collect your cash
Use the MoMo agent locator: https://www.mtn.ng/momo-agent
Other MoMo Services
| Service | How to Use |
|---|---|
| Buy Airtime/Data | *671# → Select "Buy Airtime/Data" |
| Pay Utility Bills | *671# → Choose "Pay Bills" |
| Check Balance | 6711# |
| Get Statement | *671# → “Mini Statement” |
Is MTN MoMo Safe?
Yes! MTN uses:
- Encrypted PIN protection
- Real-time SMS alerts
- Agent verification and transaction limits
Never share your MoMo PIN with anyone.
Final Thoughts
MTN MoMo Wallet is a secure, fast, and bank-free way to manage money in Nigeria. Whether you’re sending money to loved ones, withdrawing cash, or paying bills—MoMo gets it done quickly, even without internet.
Just dial *671# and get started today!
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