How to Withdraw Money from MTN MoMo Wallet (All Methods 2025)

How to Withdraw Money from MTN MoMo Wallet (All Methods 2025)

Looking for how to withdraw money from your MTN MoMo Wallet in 2025? Whether you're cashing out via an agent, transferring to your bank account, or using the MoMo app — this guide gives you all the latest withdrawal options.

What is MTN MoMo Withdrawal?

Withdrawal means moving money out of your MoMo Wallet — either:

• As cash at an MTN MoMo Agent, or
• Transferring to your Nigerian bank account, or
• Sending to another MoMo user who gives you cash

Method 1: Withdraw Cash from a MoMo Agent

1. Visit any nearby MTN MoMo Agent
2. Dial *502# on your MTN SIM
3. Select Withdraw Money
4. Choose Withdraw at Agent
5. Enter the agent’s code or phone number
6. Input the amount
7. Confirm with your MoMo PIN

You’ll receive an SMS confirmation
The agent gives you cash instantly

Tip: Always collect your printed receipt.

Method 2: Transfer from MoMo Wallet to Your Bank Account

You can now withdraw to any bank account in Nigeria.

Steps:

1. Dial *502#
2. Select Transfer > To Bank Account
3. Enter the bank name
4. Input the account number
5. Enter amount to withdraw
6. Confirm with MoMo PIN

Funds are credited instantly (24/7)
Works with GTBank, UBA, Access Bank, Zenith, and more

Method 3: Withdraw via MoMo Agent App (For Agents Only)

If you're a registered MoMo Agent, you can:

1. Open the MoMo Agent App
2. Click on Withdraw Cash
3. Input MTN number or scan QR
4. Enter amount
5. Collect fingerprint or PIN for verification
6. Dispense cash to the customer

Visit https://momoagent.com.ng to become an agent.

 

Method 4: Transfer to Another MoMo Wallet (Peer Withdrawal)

You can send money to a trusted user who gives you cash:

1. Dial *502#
2. Select Transfer > To MoMo Wallet
3. Enter their MTN number
4. Enter amount
5. Confirm with your PIN
6. Collect your cash in person

No bank required
Useful in areas without agents

How to Check Your MoMo Wallet Balance After Withdrawal

To confirm your new balance:

• Dial *502#
• Select My Account > Check Balance

Or use the MoMo Agent App if available.

Tips for Safe Withdrawals in 2025

• Use only verified MTN MoMo Agents (they wear branded vests)
• Never share your MoMo PIN
• Avoid withdrawals at night or in unsafe locations
• Set alerts for every transaction via SMS
• Report suspicious activity to MTN