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| How to Fund Your MTN MoMo Wallet via Bank or USSD in 2025 |
Are you looking for easy ways to add money to your MTN MoMo Wallet in 2025? This guide shows you the latest methods to fund your wallet using bank transfers, USSD codes, and apps – fast, safe, and stress-free.
What is MTN MoMo Wallet?
The MoMo Wallet is a mobile money account linked to your MTN number that allows you to:
- Send and receive money
- Pay bills and buy airtime/data
- Withdraw cash via MoMo agents
- Get a POS machine (if you're an agent)
Before funding, ensure your MoMo wallet is active. If not, dial *671# to activate.
1. How to Fund MTN MoMo Wallet via Bank Transfer (2025)
Step-by-Step:
- Open your bank app (GTBank, Access, UBA, etc.)
- Choose Transfer → To Other Banks
- Select "MoMo PSB" or "MoMo Payment Service Bank" as the bank
- Enter your MoMo Wallet Number (your MTN number, e.g., 0803xxxxxxx)
- Enter the amount you want to deposit (₦100 and above)
- Confirm and submit
You will get a MoMo credit alert instantly
2. How to Fund MTN MoMo via USSD Code (for Banks Without App)
You can also use your bank’s USSD code:
| Bank | USSD Code Format |
|---|---|
| GTBank | *737*22*Amount*MoMoNumber# |
| Access Bank | *901*Amount*MoMoNumber# |
| Zenith Bank | *966*Amount*MoMoNumber# |
| UBA | *919*4*MoMoNumber*Amount# |
| FirstBank | *894*Amount*MoMoNumber# |
Replace “MoMoNumber” with your MTN line (e.g. 08031234567)
3. Fund MoMo Wallet via Opay, PalmPay, or Moniepoint
You can send money directly from these fintech apps to your MTN MoMo wallet:
- Open Opay or PalmPay
- Tap Transfer → Select Bank
- Choose MoMo PSB
- Enter your MTN number as the account
- Confirm and send
You’ll receive credit in seconds.
4. Fund MoMo from Another MoMo Wallet
To receive money from another user:
- Ask sender to dial
*671# - Select Send Money
- Enter your MoMo number
- Confirm transaction
This method is instant and works even without internet.
Common Issues & Fixes
| Problem | Fix |
|---|---|
| Transfer failed | Ensure MoMo wallet is active via *671# |
| Money sent to wrong number | Contact MTN MoMo support immediately |
| Bank not listing MoMo PSB | Try with another bank or use fintech apps like Opay |
