How to Borrow Airtime on Glo: Step-by-Step Guide
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| How to Borrow Airtime on Glo: Step-by-Step Guide |
Have you ever run out of airtime at a critical moment? Don’t worry — Glo’s Borrow Me Credit service allows you to borrow airtime instantly and pay it back later when you recharge.
Here’s a complete guide on how to borrow airtime on Glo, eligibility, service fees, and repayment process.
What is Borrow Me Credit?
Borrow Me Credit is a service by Glo that lets eligible customers borrow airtime when they don’t have enough balance.
The borrowed airtime can be used for calls, SMS, and even data purchase.
Who is Eligible to Borrow Airtime?
You must have been a Glo subscriber for at least 3 months.
You should recharge your line regularly (minimum monthly recharge threshold).
You should have no outstanding unpaid borrowed credit.
How to Borrow Airtime on Glo
It’s simple and instant:
Method 1: USSD Code
Dial *777# → Choose Borrow Credit → Select the amount you want.
Or use the quick code:
Dial *321#, follow the prompts, and confirm.
Method 2: Direct Code for Specific Amounts
Dial *321*Amount#
For example:
- Borrow ₦100 → Dial
*321*100# - Borrow ₦200 → Dial
*321*200# - Borrow ₦500 → Dial
*321*500#
You’ll get an SMS confirming the borrowed amount.
Available Borrowable Amounts
Depending on your eligibility and recharge history, you may be able to borrow any of the following:
| Amount | Service Fee | You Get |
|---|---|---|
| ₦50 | ₦5 | ₦45 |
| ₦100 | ₦10 | ₦90 |
| ₦200 | ₦20 | ₦180 |
| ₦500 | ₦50 | ₦450 |
A 10% service fee is deducted upfront.
How to Repay Borrowed Airtime
When you recharge your line, the amount you borrowed (plus service fee) is automatically deducted before adding the rest to your balance.
Pro Tips
Only borrow what you can comfortably repay soon.
If you have unpaid debt, you won’t be able to borrow again until it’s cleared.
Keep your line active and recharging to maintain eligibility.
With Glo’s Borrow Me Credit, you never have to worry about being stranded without airtime. Dial *321# anytime you run out, and repay easily on your next recharge.
For more details, you can also use the Glo Café App or visit the nearest Glo World shop.
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