How to Borrow Airtime on Glo: Quick and Easy Guide
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| How to Borrow Airtime on Glo: Quick and Easy Guide |
Running out of airtime during an important call, chat, or transaction can be frustrating — especially when you can’t recharge immediately. Fortunately, Glo Nigeria offers a handy service called Borrow Me Credit, which lets you borrow airtime instantly and repay later when you recharge.
Here’s a complete step-by-step guide on how to borrow airtime on Glo, eligibility, repayment, and tips.
What is Glo Borrow Me Credit?
Borrow Me Credit is a service that allows eligible Glo customers to borrow airtime and pay it back on their next recharge.
The borrowed airtime can be used for:
- Voice calls
- SMS
- Purchasing data bundles
Who Can Use the Borrow Service?
To borrow airtime, you must meet these conditions:
Be a prepaid Glo customer.
Have an active line for at least 3 months (90 days).
Recharge your line regularly.
Have no unpaid loan on your account.
How Much Can You Borrow?
Glo offers flexible amounts depending on your recharge history and usage:
- ₦50
- ₦100
- ₦200
- ₦500
- ₦1,000
- ₦2,000
The higher your average monthly recharge, the higher your borrowing limit.
How to Borrow Airtime on Glo
Method 1: USSD
Dial: *321#
Select Borrow Credit.
Choose the amount you want.
Confirm, and the airtime will be credited instantly.
Shortcut:
Dial *321*amount#
E.g., to borrow ₦100:
*321*100#
How to Repay the Loan
Your next recharge will automatically repay the borrowed amount plus a service fee (usually 15%).
Example: Borrow ₦100 → Repay ₦115.
You cannot borrow another loan if you still have unpaid debt.
Tips
Always borrow only what you can repay easily.
The more you recharge and use your line, the more you can borrow.
Keep track of your balance and loan status to avoid surprises.
With Borrow Me Credit, Glo keeps you connected even when you’re low on funds. It’s fast, easy, and convenient — just dial *321#, pick your amount, and keep going. Repay promptly to continue enjoying this lifesaving feature whenever you need it.
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