How to Borrow Airtime from Airtel: A Complete Guide for Airtel Nigeria Customers
 |
| How to Borrow Airtime from Airtel |
Running out of airtime when you need to make an urgent call or send an important SMS can be stressful. Thankfully, Airtel Nigeria offers a simple solution — the Borrow Airtime service, which lets you get airtime on credit and repay it later. In this guide, you’ll learn step by step how to borrow airtime from Airtel, including the USSD code, eligibility requirements, repayment process, and helpful tips.
What is Airtel Borrow Airtime?
Airtel’s Borrow Airtime service (also known as Airtel Credit Loan) allows prepaid customers to request airtime in advance and pay back on their next recharge. It’s perfect for emergencies and ensures you’re never completely disconnected.
Who Can Borrow Airtime on Airtel?
Not every customer is immediately eligible to borrow. To qualify:
- You must be a prepaid Airtel subscriber.
- Your SIM card must have been active for at least 3 months.
- You must recharge regularly (at least ₦200/month).
- You must not have an outstanding loan on your line.
If you meet these requirements, you can borrow airtime easily.
How to Borrow Airtime from Airtel
Here’s a simple step-by-step process:
Dial the Airtel Borrow USSD Code
Dial:
*500#
This is the Airtel Credit menu, which gives you options to borrow airtime or data.
Choose the Airtime Option
From the menu:
- Select 1: Borrow Airtime
- You’ll see a list of available loan amounts (e.g., ₦50, ₦100, ₦200, ₦500, ₦1,000), depending on your credit limit.
Confirm the Transaction
Select your preferred amount and confirm. You’ll receive an SMS instantly, and your main balance will reflect the borrowed airtime.
Airtel Borrow Airtime USSD Shortcut
Instead of navigating the menu every time, you can dial:
*500*amount#
For example, to borrow ₦100, dial:
*500*100#
How to Repay Borrowed Airtime
Whenever you recharge, the borrowed amount plus a 15% service fee is automatically deducted from your balance.
Why Can’t I Borrow Airtime?
You have unpaid previous loans.
Your SIM is not yet 3 months old.
You haven’t recharged enough recently.
You’re a postpaid customer (only prepaid users can borrow).
Fixing these issues will restore your ability to borrow.
Airtel Customer Care for Borrowing Issues
If you experience issues borrowing or want to check your eligibility:
Toll-Free: 111
Twitter: @airtel_care
Email: customercare@ng.airtel.com
With Airtel’s Borrow Airtime service, you never have to worry about being stranded without credit. Just dial *500# and select the amount you need. Always repay your borrowed airtime promptly to maintain your eligibility.
Leave Comments
Post a Comment