How to Borrow Airtime and Data from Airtel in 2025 (Credit Loan Guide)
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| How to Borrow Airtime and Data from Airtel in 2025 (Credit Loan Guide) |
Running out of airtime or data? This 2025 Airtel guide shows you how to borrow credit and MB easily using the *500# service. Includes eligibility, fees, and repayment tips.
What Is Airtel Extra Credit?
Airtel’s Extra Credit Service lets you borrow airtime or data in advance and pay later when you recharge. It’s perfect when:
- You run out of credit at night
- You can’t find a vendor nearby
- You're short on cash but need urgent internet or calls
Eligibility for Borrowing Airtime or Data on Airtel
To qualify, you must:
- Be a prepaid Airtel customer
- Have an active line for at least 2 months
- Recharge regularly (₦100 or more monthly)
- Have no unpaid loans
Tip: The more you recharge, the higher your borrowing limit!
How to Borrow Airtime from Airtel
USSD Code:
*500#
Steps:
- Dial
*500# - Select 1 – Borrow Airtime
- Choose the amount you want (e.g., ₦50, ₦100, ₦200, etc.)
- Confirm the transaction
The airtime is credited immediately, and you’ll repay on your next recharge with a small service fee (15%).
How to Borrow Data on Airtel
You can also borrow MB or GB instead of airtime.
Steps:
- Dial
*500# - Choose 2 – Borrow Data
- Select from the available data plans (based on your eligibility)
- Confirm
Example options:
- 40MB for ₦50
- 100MB for ₦100
- 200MB for ₦200
- 750MB for ₦500
You’ll get an SMS confirmation with your new data balance.
Airtel Extra Credit Repayment
The loan + service fee is automatically deducted from your next recharge.
| Loan Amount | Repayment Amount |
|---|---|
| ₦100 | ₦115 |
| ₦200 | ₦230 |
| ₦500 | ₦575 |
If you don’t repay, you can’t borrow again until the debt is cleared.
Final Thoughts
Borrowing airtime and data from Airtel is fast, safe, and convenient in 2025. As long as you’re eligible and recharge regularly, you’ll never be stranded without credit.
No airtime? No stress. Just dial *500# and stay connected!
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