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How Much is Opay POS Machine in 2025? Cost, Requirements, and How to Get One

How Much is Opay POS Machine in 2025? Cost, Requirements, and How to Get One
How Much is Opay POS Machine in 2025? 



If you're planning to become a mobile money agent in Nigeria, getting a POS machine is a smart move. Opay is one of the most trusted fintech brands offering reliable POS services for small businesses, agents, and entrepreneurs across the country. But the big question remains: how much is Opay POS machine in 2025?

In this guide, you'll discover the latest cost of Opay POS machines, types available, agent requirements, commissions, and how to apply without stress.

Current Cost of Opay POS Machine in 2025

As of 2025, Opay offers two main POS devices with the following pricing:

  1. Opay Traditional POS Terminal

    • Price: ₦45,000 (refundable caution fee)
    • Type: Android or GPRS POS
    • For active agents only
  2. Opay Mini POS (MPOS)

    • Price: ₦15,000 to ₦20,000
    • Type: Connects to smartphone via Bluetooth
    • Ideal for new or low-volume agents

Note: The ₦45,000 fee is not a purchase price but a caution deposit. If you return the machine in good condition, you may get a refund. However, if you meet certain performance targets, Opay may issue the machine free of charge.

Types of Opay POS Machines

  1. Smart POS (Android) – Supports multiple apps, touchscreen, receipt printing. Best for high-volume agents.
  2. Traditional POS (GPRS) – Ideal for basic transactions like withdrawals and deposits.
  3. Mini POS – Lightweight, portable, and cheaper. Requires a smartphone for operation.

How to Get Opay POS Machine in Nigeria (2025)

Follow these steps to apply:

  1. Download Opay Business App

  2. Upgrade Your KYC
    Submit:

    • Valid ID (NIN, Voter's Card, Driver’s License)
    • Utility bill or shop address
    • Passport photo
  3. Apply for POS on the App

    • Click “Merchant Tools” > “Request POS”
    • Choose device type (Android, Traditional, or Mini)
    • Pay the caution fee if required
  4. Wait for Verification

    • A field agent may visit your shop
    • Once approved, you’ll get the POS within 3–7 working days

You can also apply through Opay aggregators or at Opay Offices in Lagos or Benin.

Daily Targets and Commission Structure

To keep the POS active, Opay expects a minimum transaction volume of around ₦80,000 to ₦100,000 daily. In return, you get:

  • Withdrawal commissions (e.g., ₦100 for ₦5,000 withdrawal)
  • Deposit commissions
  • Utility/bill payment bonuses
  • Access to Opay Aggregator Dashboard to manage agents if you scale up

Read more on the Opay Aggregator Dashboard to understand how you can grow into a super-agent.

Why Choose Opay POS?

  • Reliable Network: Fast and stable for real-time transfers
  • Low Charges: Competitive rates for agents
  • Daily Settlements: Quick earnings settlement to your wallet
  • Customer Support: 24/7 via Opay customer care number

Where to Buy or Request Opay POS Machines

Avoid buying from unauthorized sources to prevent issues with activation or support.


The price of Opay POS in 2025 ranges from ₦15,000 to ₦45,000, depending on the device and your agent activity level. With its low transaction fees, fast settlement, and solid support network, Opay remains one of the top choices for POS business in Nigeria.

Whether you’re a new agent or a business owner looking to grow, Opay offers an easy and affordable way to start earning.


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