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How Can I Block My Opay Account (2025 Updated Guide)

How Can I Block My Opay Account (2025 Updated Guide)
How Can I Block My Opay Account (2025 Updated Guide) 


If you’ve lost your phone, suspect unauthorized access, or want to temporarily restrict your account, learning how to block your Opay account is crucial. In 2025, Opay offers several secure methods for users to block their accounts quickly and prevent fraudulent transactions.

Why Would You Need to Block Your Opay Account?

  • Your phone was stolen or misplaced
  • Suspicious activity on your account
  • You shared your login details by mistake
  • To prevent unauthorized access

Method 1: Block Your Opay Account via USSD Code

If you can still access your registered SIM:

  1. Dial 955131# using your registered phone number.
  2. Enter your 4-digit Opay PIN.
  3. Your account will be temporarily blocked.

This method is ideal when you lose your phone but still have access to your SIM card.

Method 2: Contact Opay Customer Care

If you don’t have access to your phone or SIM, contact Opay customer service immediately:

Provide the following details:

  • Registered phone number
  • Full name on the account
  • Last known balance (if possible)
  • Description of issue

Method 3: Use the Opay App (If Still Logged In)

  1. Log into your Opay app.
  2. Tap the menu icon (≡) and go to “Security Settings.”
  3. Select “Freeze Account” or “Block Account.”
  4. Confirm the action with your PIN.

What Happens After You Block Your Account?

  • All transactions are halted immediately.
  • You can’t send, receive, or withdraw funds.
  • Your account remains safe until you verify and reactivate.

To unblock your account, visit the nearest Opay office (e.g., Opay office in Lagos) or call customer care for identity verification and guidance.

Extra Safety Tips

  • Always use a strong, unique PIN
  • Enable biometric login (if your phone supports it)
  • Avoid sharing account details on social media or with strangers


Protecting your Opay account from unauthorized access is a top priority. With USSD, app, and customer service options, Opay ensures that you have full control over your account’s safety. For more help managing your account, see our guide on how to open an Opay account.


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