Code to Borrow Data from MTN in 2025 – Get Data Now, Pay Later
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Code to Borrow Data from MTN in 2025 |
Need urgent internet? Learn the latest 2025 code to borrow data from MTN Nigeria, how eligibility works, repayment methods, and tips to avoid borrowing limits.
Ever run out of data while streaming, chatting, or working online? With MTN Nigeria’s Data Borrowing service, you can borrow internet bundles now and pay later on your next recharge. This service, known as MTN XtraByte, is available to eligible prepaid customers and offers instant access to emergency data.
In this blog post, we’ll walk you through the current USSD code to borrow data from MTN (2025), eligibility criteria, available bundle options, and how to repay.
What is the MTN XtraByte Service?
MTN XtraByte allows you to borrow data when you're out of data but need internet access immediately. The amount borrowed is deducted from your next recharge, along with a 15% service fee.
Code to Borrow Data from MTN in 2025
To borrow data using USSD:
*303#
Follow the on-screen prompt:
- Dial
*303#
- Select 2. XtraByte
- Choose the data bundle amount you want to borrow
- Confirm your request
Direct shortcut (if eligible):
Dial *303*2#
Example of MTN Borrowable Data Bundles (2025)
Data Volume | Price | Validity |
---|---|---|
40MB | ₦50 | 1 day |
100MB | ₦100 | 1 day |
350MB | ₦200 | 1 day |
750MB | ₦500 | 7 days |
1.5GB | ₦1000 | 7 days |
Note: Not all users will see the same options. MTN customizes offers based on your usage and recharge history.
Who is Eligible for MTN XtraByte?
You must meet these criteria:
- Be on MTN Prepaid plan
- Recharge at least ₦200 monthly
- Have an active SIM for 3 months or more
- Have no unpaid XtraByte or XtraTime balance
How to Repay MTN Borrowed Data
Once you recharge your line, MTN automatically deducts:
- The borrowed amount
- Plus a 15% service fee
Example: If you borrow ₦100 worth of data, MTN deducts ₦115 on your next recharge.
How to Check MTN Borrowed Data Balance
To check how much you borrowed and remaining balance:
Dial *303*5#
Troubleshooting Common Issues
- Not eligible? – Try recharging more regularly and keeping your SIM active.
- Cannot borrow? – You may have unpaid balances. Dial
*303*5#
to confirm. - Service fee too high? – Consider borrowing only small data amounts when necessary.
Use MTN XtraByte only when necessary
Repay borrowed bundles quickly to stay eligible
Monitor your data use with the MyMTN App – Download here
With MTN’s data borrowing feature in 2025, you’re never stranded without internet. Just dial *303#
, follow the prompt, and you’ll be back online in seconds. Keep your SIM active and recharge regularly to keep enjoying this handy service.
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