Cheapest Way to Recharge MTN Line Using Bank USSD in 2025
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| Cheapest Way to Recharge MTN Line Using Bank USSD in 2025 |
Discover the cheapest and fastest ways to recharge your MTN line using your bank's USSD code in 2025. No app or data required—works 24/7.
Why Use Bank USSD Codes for MTN Recharge?
In 2025, many MTN users prefer USSD recharging because:
- No mobile data needed
- Works on both smart and button phones
- Available 24/7—even without ATM or app access
- Can recharge others instantly
Cheapest Way to Recharge MTN Using Bank USSD Codes
Below are the top Nigerian banks and their USSD recharge codes for MTN:
| Bank | USSD Recharge Code |
|---|---|
| GTBank | *737*Amount# |
| First Bank | *894*Amount# |
| UBA | *919*Amount# |
| Zenith Bank | *966*Amount# |
| Access Bank | *901*Amount# |
| Fidelity Bank | *770*Amount# |
| FCMB | *329*Amount# |
| Union Bank | *826*Amount# |
| Polaris Bank | *833*Amount# |
| Stanbic IBTC | *909*Amount# |
🔔 Example:
To recharge ₦500 from your GTBank to MTN, just dial:
*737*500#
Your MTN line is instantly credited.
Want to Recharge Another MTN Line?
Use:
*BankCode*Amount*PhoneNumber#
For example, using UBA:
*919*500*08030000000#
You’ll be asked to confirm with your PIN or last 4 digits of ATM card.
Are There Charges?
Most banks now charge ₦10 – ₦20 per USSD transaction in 2025.
However:
- No additional data fee
- Some banks waive charges on first recharge of the month
Fastest USSD Alternatives (No Bank Needed)
If you want to recharge MTN without a bank, try:
- MTN VTU Agents
- Recharge websites like VTpass
- Opay or PalmPay Apps — low charges + cashback promos
Final Thoughts
Using your bank’s USSD code is the easiest and cheapest way to recharge your MTN line in 2025. It's instant, doesn't need an app or internet, and works anywhere in Nigeria.
Start recharging smarter—right from your dial pad!
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